Mortgage Affordability Calculator

Find a loan that fits your budget

There’s a lot of work that goes into affording a mortgage payment. For many borrowers, that means creating a budget and eliminating unnecessary monthly expenses. Thankfully, you can still obtain a home loan without completely changing your lifestyle.

Our mortgage consultants are proud to offer various low down payment options, including FHA and VA loans. This allows you to start building equity right away even if you don’t have a large down payment.

Improve your financial standing

Credit score and debt-to-income ratio (DTI) are significant factors when it comes to mortgage affordability. Improve these figures by paying down high-interest debt, staying current with bills, and disputing any errors on your credit report. Increasing your income with a promotion or second job also decreases your borrowing risk.