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Refinance Your Mortgage Purchase A Home
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Cash-Out Refinance

Home equity is at an all-time. Take cash out for the things you need.
  • Pay off credit card debt
  • Fund a home improvement
  • Add to your savings
Apply now

Lock and Shop

Buy a home with confidence! Lock your rate before shopping so you get the best deal.
  • No upfront or hidden fees
  • Fast pre-approvals and closings
  • Rate locks up to 120 days
Get pre-approved

Low Credit

No matter what your credit score—we have a home loan program for you!
  • Free credit care education for up to six months
  • Score increases within 30 days
  • No credit score or credit history needed
Improve my credit
Our credit care process does not guarantee a score increase or home loan approval. We are not a debt settlement company.
As a first-time homebuyer I couldn't believe how easy American Financing made the whole process!...
Heath D.
I've had 2 wonderful experiences with American Financing! Last year they were able to help me...
Robin A.
We dragged our heels about doing a home refinance thinking it would be complicated, time...
Nancy C.
The process was quick and I was able to save on interest and get rid of my PMI. My rep explained...
Amanda M.
I didn't believe home ownership was within grasp, but before shopping for another home to rent, I...
Mike B.
American Financing literally kept me from being homeless. They were able to help when another...
Megan L.
As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to reduce my monthly...
Armand R.
Highly recommend! We are self-employed and had a complicated case, but they worked hard to make...
Shannon G.
Having retired at the end of 2016, I decided to refinance my existing mortgage to lower the...
John S.
Absolutely the BEST experience! We started with another lending company which complicated our...
Ana D.
As a first-time homebuyer I couldn't believe how easy American Financing made the whole process!...
Heath D.
I've had 2 wonderful experiences with American Financing! Last year they were able to help me...
Robin A.
We dragged our heels about doing a home refinance thinking it would be complicated, time...
Nancy C.
The process was quick and I was able to save on interest and get rid of my PMI. My rep explained...
Amanda M.
I didn't believe home ownership was within grasp, but before shopping for another home to rent, I...
Mike B.
American Financing literally kept me from being homeless. They were able to help when another...
Megan L.
As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to reduce my monthly...
Armand R.
Highly recommend! We are self-employed and had a complicated case, but they worked hard to make...
Shannon G.
Having retired at the end of 2016, I decided to refinance my existing mortgage to lower the...
John S.
Absolutely the BEST experience! We started with another lending company which complicated our...
Ana D.
American Financing literally kept me from being homeless. They were able to help when another...
Megan L.
As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to reduce my monthly...
Armand R.
Highly recommend! We are self-employed and had a complicated case, but they worked hard to make...
Shannon G.
Having retired at the end of 2016, I decided to refinance my existing mortgage to lower the...
John S.
Absolutely the BEST experience! We started with another lending company which complicated our...
Ana D.
As a first-time homebuyer I couldn't believe how easy American Financing made the whole process!...
Heath D.
I've had 2 wonderful experiences with American Financing! Last year they were able to help me...
Robin A.
We dragged our heels about doing a home refinance thinking it would be complicated, time...
Nancy C.
The process was quick and I was able to save on interest and get rid of my PMI. My rep explained...
Amanda M.
I didn't believe home ownership was within grasp, but before shopping for another home to rent, I...
Mike B.
American Financing literally kept me from being homeless. They were able to help when another...
Megan L.
As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to reduce my monthly...
Armand R.
Highly recommend! We are self-employed and had a complicated case, but they worked hard to make...
Shannon G.
Having retired at the end of 2016, I decided to refinance my existing mortgage to lower the...
John S.
Absolutely the BEST experience! We started with another lending company which complicated our...
Ana D.
As a first-time homebuyer I couldn't believe how easy American Financing made the whole process!...
Heath D.
I've had 2 wonderful experiences with American Financing! Last year they were able to help me...
Robin A.
We dragged our heels about doing a home refinance thinking it would be complicated, time...
Nancy C.
The process was quick and I was able to save on interest and get rid of my PMI. My rep explained...
Amanda M.
I didn't believe home ownership was within grasp, but before shopping for another home to rent, I...
Mike B.

What our customers say.

We deliver happiness by fostering it internally. So, it's an even happier day when customers recognize us for our service.
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Digital Mortgage

The fast and convenient way to finance your home. Apply online any time, anywhere. Get real-time updates, electronically sign documents, and close your custom loan faster.

What makes Peyton Manning a fan of American Financing?

We make it easy to get a mortgage. Just tell us your financial goals, and we’ll guide you through options. Helping to find the best loan for your needs. No pressure. No upfront fees. It’s an experience that’s focused on you.
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Your Custom Mortgage is Here

Let a salary-based mortgage consultant design the perfect loan for your needs. You'll get a low rate, custom terms, and a fast closing. Get started today.

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