We’re proud to call Denver home, but are happy to help homebuyers and homeowners all over the Centennial State. From Fort Collins to Boulder, down to Colorado Springs, even out west toward Grand Junction, we’re here to help.
If you’re a first-time homebuyer in Colorado, you may be able to get into a home for as little as $1,000 down. Just ask about the Colorado Housing and Finance Authority (CHFA) home loan! Plus, there are further benefits to owning a home like tax deductions and building equity. Start your mortgage application now, and you can have a pre-approval letter in hand when you’re touring homes!
Already a homeowner? Then ask us about the mortgage refinance process. You'll see what makes American Financing one of the top mortgage lenders in Colorado.
Colorado mortgage rates and trends
Due largely to the COVID-19 pandemic, mortgage rates have dropped to significant lows. As a result, millions of Americans have taken advantage of near-historic low rates. Unfortunately, Colorado has seen rates begin to tick back up recently.
Chances are that we will see more rate increases over the next year, even as the cost of homes continues to rise. Fortunately, there's still time for you to take advantage of low rates that could save you hundreds of dollars a month. At American Financing, we put our customers first. We strive to customize a loan that fits your needs and budget.
From FHA, VA, Conventional, USDA, CHFA, our salary-based mortgage consultants are ready to help walk you through your options. We are determined to provide you with a no-pressure experience and to make you feel a part of the American Financial family.
Assistance and grants
If you live in Colorado, you may qualify for down payment assistance. In addition, if you're looking to purchase a Colorado home, we can walk you through if you are eligible for assistance or grants*.
Assistance programs you should know about include:
Closing cost assistance
Dream Makers Grant
First-time home buyer incentives
Forgivable and non-forgivable second mortgages
* Down payment assistance programs are at the city and/or state level, and they are not funded by American Financing. Actual assistance amount may vary based on purchase city, credit score, and other financial requirements. A homebuyer education course may need to be completed prior to applying.
Refinancing your mortgage
Are you paying too much on your monthly mortgage payment?
Is your interest rate too high?
Are you interested in paying off high-interest debt?
Would you like to pay your mortgage loan off early?
If you answered yes to any of these questions, a great place to start is by taking advantage of one of our free mortgage reviews. Our mortgage consultants are ready to educate you on what a Colorado mortgage refinance could do for you. With American Financing, a refinance could save you up to $1,000 a month with any loan term you need ten years and over!
Don't forget to ask our salary-based mortgage consultants about Colorado's cash-out refinance options, especially if you are looking to pay for home improvement projects, pay off high-interest debt, or pay for your child's college tuition. With a cash-out refinance, you can tap into the equity you have built in your home over time to access cash in order to put that money towards those other projects and goals.
Why Choose American Financing?
As one of Colorado's best mortgage refinancing companies, we are dedicated to making homeownership more accessible and affordable. Our dedicated mortgage consultants customize your loan to meet your needs, with no upfront fees, by working on your behalf to attain the most competitive mortgage rates. In addition, American Financing strives to meet your financial goals and exceed your expectations. We do this by offering a majority of the lending process online, creating a faster and easier experience for you.
As a family-owned company for over 20 years now, American Financing works to make your loan process enjoyable and memorable. To us, you are more than just a loan. We want you to feel like one of the family, especially since we want to create lifelong relationships with each customer. Need more assurance? See what our customers have to say about us in their own words.
Let's build your home loan together
Call (866) 891-7910 to speak with a mortgage expert about your options today! American Financing can customize any loan in the industry for you. Most importantly, we prioritize offering our customers with superb service, the lowest rates, and the fastest closings.
We look forward to showing you how simple a mortgage refinance or new home purchase can be!
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