Refinance
Purchase
Loan Options
Apply
Calculators
Mortgage Basics
Learn mortgage basics to better understand your home financing options.
Saving Money
Save more money by learning insider information on mortgages, rates, housing tips, and more.
Purchase
Our mortage consultants can guide you through the home buying journey.
Refinance
Refinancing could help you reach your goals faster. Get to know you options!
Market watch
Everything you need to know about the current housing and mortgage market.
Lifestyle
Stay up to date with the latest trends in home improvement, design, technology, and wellness.
Reverse mortgage
Let us guide you through reverse mortgage qualifications and benefits.
Who we are
Learn how we've grown to be one of the nation's most trusted lenders.
Reviews
Read our reviews from trusted sites and see why our customers see us as the best mortgage lender.
Give back
We're honored to give back to charities and help support the people and communities we serve.
Endorsers
Get to know the radio and television personalities who proudly endorse us.
Awards
We're recognized by local and national companies for our customer service and responsible lending.
Careers
Learn about our collaborative work culture and find open job positions.
Contact us
Contact a mortgage consultant for answers to you home purchase or refinancing questions.
Schedule appointment
Quickly and easily schedule an appointment with a mortgage consultant.
(800) 910-4055
Call
Text
Sign In
Mortgage rates continue to drop. Buy or refinance now, and save! Call us or apply below.

Jumbo Home Loans

Live in a high-cost area? Enjoy greater buying power with help from a jumbo home loan. These non-conforming mortgages can finance homes priced above the current area loan limits set by the Federal Housing and Finance Agency (FHFA).
4.8
4,000+ Google reviews
4.9
1,100+ Zillow reviews
4.9
900+ BBB reviews

A jumbo loan may be for you if you have

  • Two years of steady employment (preferably with the same employer)
  • A minimum credit score of 680 or higher
  • Monthly debt that does not exceed 40% of your monthly income
  • Strong assets and cash reserves
Advantages
  • As little as 10% down with no mortgage insurance
  • Competitive fixed and adjustable rates
  • 15, 20, and 30-year terms
  • Finance a primary residence, a second home, even a vacation home
  • Enjoy the convenience of one loan for the entire loan amount
  • Refinance a jumbo loan and get up to $750,000 cash back

What you need to know

You can afford a more expensive home! With home values increasing, you may find yourself in need of a larger loan amount. That's where a jumbo mortgage comes in. If your required loan amount is even $1 over your area's Federal Housing Finance Agency (FHFA) conforming loan limit, a jumbo loan (or non-conforming loan) is needed.

Conforming loan limits can change on an annual basis, so it's best to visit the Fannie Mae website to find the latest information on your area's limit.

Pre-qualify in 10 minutes
By submitting this form, I am providing express consent for American Financing to contact me, including through the use of an automated dialer, voice or text, at the number above, even if my telephone number is listed on any Do-Not-Call list. I understand that I do not have to consent to receive such calls or text messages in order to purchase goods or services from American Financing.

Home mortgage types

FHA Home Loans
VA Home Loans
15-Year Mortgage
30-Year Mortgage
Cash Out Refinance
CHFA Loans
Your Term, Your Mortgage
Adjustable Rate Mortgage
Custom Home Loans
Jumbo Loans
All In One Mortgage
Bank Statement Loans
USDA Loans
HARP Loans
Reverse Mortgage
Chat now