Let a salary-based mortgage consultant design the perfect loan for your needs. You'll get a low rate, custom terms, and a fast closing. Get started today.
It’s often misunderstood that you need a large down payment to qualify for a mortgage. This idea couldn’t be further from the truth! In fact, there are many down payment assistance options to get you into a home, for less money down.
While certain mortgage programs have strict income requirements, your lender wants to know you can repay a loan. The documentation you provide should verify two years of employment in the same industry. Lenders will be less likely to move forward with a loan if you have gaps in your employment history or constantly move from job to job.
Higher income translates to greater borrowing power. But there’s still a chance you qualify for a mortgage on a modest salary. There are even mortgages for one-income households!
There’s no need to stress about your mortgage application. Give us a call today and talk to one of our salary-based mortgage consultants.