Refinance
Purchase
Loan Options
Calculators
Learning Center
Mortgage Basics
Learn mortgage basics to better understand your home financing options.
Saving Money
Save more money by learning insider information on mortgages, rates, housing tips, and more.
Purchase
Our mortgage consultants can guide you through the home buying journey.
Refinance
Refinancing could help you reach your goals faster. Get to know you options!
Market watch
Everything you need to know about the current housing and mortgage market.
Lifestyle
Stay up to date with the latest trends in home improvement, design, technology, and wellness.
Reverse mortgage
Let us guide you through reverse mortgage qualifications and benefits.
About Us
Who we are
Learn how we've grown to be one of the nation's most trusted lenders.
Reviews
Read our reviews from trusted sites and see why our customers see us as the best mortgage lender.
Give back
We're honored to give back to charities and help support the people and communities we serve.
Endorsers
Get to know the radio and television personalities who proudly endorse us.
Awards
We're recognized by local and national companies for our customer service and responsible lending.
Careers
Learn about our collaborative work culture and find open job positions.
Contact us
Contact a mortgage consultant for answers to you home purchase or refinancing questions.
Schedule appointment
Quickly and easily schedule an appointment with a mortgage consultant.
Sign In
(800) 910-4055
Call
Text
Sign In
Our response times may be slower than usual because of historically low rates and COVID-19 delays. We thank you for your patience.
Income Requirement Calculator
4.7
5,400+ Google reviews
4.9
1,400+ Zillow reviews
5.0
1,200+ BBB reviews
← Back to Calculators
Ask yourself, "how much house can I afford?" Enter your desired loan amount, monthly debts, expected down payment, and your ideal loan term to estimate how much income is needed to purchase a home.
Original loan amount
Length of loan
Interest rate
Property tax
Mortgage insurance
Auto loans
Credit cards
Student loans
Alimony & child support
Other loan payments
Calculate
Required Annual Income
Chat now