American Financing is an established direct mortgage banker licensed in all 50 states, offering competitive interest rates and superior customer service. Specializing in residential mortgages for purchases and home refinancing, our team of expert salary-based mortgage consultants will customize a personalized home loan program to meet your financial needs. Whether your mortgage loan is a refinance or new purchase American Financing is here to make the process simple and straightforward. With in-house underwriting, no upfront fees and free prequalification. And a prequalification process that takes only 10 minutes and you may be able to close your home loan in as fast as 10 days. We offer every loan in the industry, whether it be FHA, VA, Streamline, HARP, ARMs, Jumbo, USDA, or Conventional, we will meet your home loan needs. Let American Financing show you why we have become the mortgage company of choice.