Whether you prefer the rural farmlands and ranches of Southwest Kansas, being near water in Wichita, or a busy metro lifestyle near Overland Park and Kansas City, the Sunflower State is a great place to call home.
Are you looking to make a move to Kansas? Start your mortgage application now, and you can have a pre-approval letter in hand when you’re touring homes!
Already a Kansas homeowner? We can also help with mortgage refinancing!
Kansas mortgage rates and trends
National mortgage rates dropped to all-time lows in large part due to COVID-19 during 2020. As a result, millions of Americans could take advantage of low borrowing costs.
Mortgage rates in Kansas experienced the above trends but the market has been undergoing gradual increases recently. Even with rates rising, they remain low by historical standards. We would recommend that you take advantage of one of our complimentary mortgage reviews regardless of when you took out a mortgage.
Borrowers with a low debt-to-income ratio and a high credit score will typically obtain the lowest mortgage rates. Getting a lower rate could mean hundreds of dollars in monthly savings. American Financing will work with you to customize a loan program based on your personal needs.
In addition, we will provide you with the best service, lowest rates, and fastest closings. Turn to American Financing for several Kansas home mortgage options, including FHA, VA, Conventional, USDA, and more.
Down payment assistance
There are a number of down payment assistance programs Kansas home buyers may qualify for. If you’re looking to purchase a home in Kansas, we can help you understand what grants* and options are available.
Be sure to ask about:
Forgivable and non-forgivable second mortgages
Dream Makers Grant
First-time home buyer incentives
Closing cost assistance
*Actual assistance may vary based on purchase city, credit score, and other financial requirements. Down payment assistance programs are at the city and/or state level, and they are not funded by American Financing. A homebuyer education course may need to be completed before applying.
Check with an American Financing mortgage consultant about funding today!
Refinancing your mortgage
Do you have high-interest debt holding you back?
Is your monthly mortgage payment or interest rate too high?
Do you want to be mortgage-free sooner?
Did you answer yes to any of these questions? If so, now is the time to schedule a free mortgage review with one of our Kansas mortgage consultants. With a mortgage refinance, you could be looking at up to $1,000 a month in savings. It’s time you learned about the benefits of working with American Financing. Call one of our salary-based mortgage consultants today to learn about your options. You can choose any loan term you need ten years and over!
Why join the American Financing family?
American Financing has been a family-owned and operated company for over 20 years as a national mortgage lender. We are dedicated to making homeownership affordable and offering competitive mortgage rates and no upfront fees. Our salary-based mortgage consultants will work hard to customize a loan program to fit your needs and financial goals. In addition, completing most of the lending process online makes the process a faster and more convenient experience for you.
We want to make you feel a part of the American Financing family, which is why we try to make your experience memorable, too. Why? Because we see you as more than just a loan or transaction. That’s why we remain available to answer any mortgage-related questions you might have after closing. We look forward to the start of a lifelong relationship!
Let’s build your home loan together
Call (866) 891-7910 to connect with a Kansas mortgage consultant. We’ll customize any loan in the industry show you how simple the mortgage refinancing or new home purchase process can be!
Use our tool to search thousands of local first-time homebuyer classes by city, state, county, or even primary language spoken. Get contact information for each department all in one place and start your path to homeownership today!
Search for Classes in Your Area