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What is a Reverse Mortgage?

By Virginia Smith, Brick Underground

Are you a homeowner who is 62 or older and living in New York or New Jersey? Mortgage Analyst Tim Beyers and Mortgage Consultant Meghan Keller define a reverse mortgage and talk when it makes sense to have one in the New York-New Jersey Metropolitan area.

Tips for First-Time Home Buyers

By Lauren McDonald, Fox 21 and Tim Beyers, American Financing

It's a great time to be a home buyer. Mortgage interest rates remain low and Colorado home equity continues to rise. But how do you get started? Where can you come up with the money for down payment? Read on for these answers and so much more.

Five Mortgage Roadblocks a Buyer may Encounter

By Lucy Cohen Blatter, Brick Underground

Mortgage Analyst Tim Beyers interviews with Brick Underground to prepare home buyers for mortgage approval. From credit scores to employment, even the property you've set your heart on, there are many things a mortgage lender must consider before giving you a loan. Read on to better understand what you can do to be sure you are the best candidate you can be.

KGO Radio: Millennials and Mortgages

By Michael Finney, KGO Radio

Millennials are a financially savvy bunch when it comes to interest rate shopping and questioning what to buy, when to buy. In finding the best rate, it's incredibly important to think about mortgages in terms of where you're going to be and how long you're going to be there. Mortgage Analyst Tim Beyers discusses the challenges and opportunities of home purchases in large cities, specifically the San Francisco Bay Area.

Why Seniors Should Consider a Reverse Mortgage

By Mike Wheatley, Realty Biz News

Seniors need to consider if their retirement investments will go the distance, and if not, they need other options in place. One such option is called a reverse mortgage, a type of home loan for older homeowners that requires no monthly mortgage payments. What makes a reverse mortgage an attractive option? Read more...

Everything You Know About Denver's Real Estate Market is Wrong

By Natasha Gardner, 5280

"The Denver market is so hot that real estate agents can make solid arguments for why purchasing a property in nearly any Denver neighborhood is a good idea." 5280 Magazine discusses this comment and offers over a dozen rules on how to thrive as a potential homebuyer.

CBS Radio Boston Interview - Millennials and Mortgages

By Jeff Brown, CBS Radio Boston

The under 35 crowd is ready to jump into home ownership, but many don't understand the mortgage process. How are rates determined, and what is the current median value of a home?

Más Veteranos Están Desaprovechando Sus Beneficios Hipotecarios

By Cindy Sotelo, AFC MC

Mortgage Consultant Cindy Sotelo interviews with Univision TV, discussing VA loan benefits.

Helping First-time Homebuyers with Success Tips

By Tim Beyers and Jim Blasingame

No matter what the timeline, education is a great start for millennials who are looking to purchase a home. Access credit reports and really understand scores to help determine available budget. Listen here...

Why are Millennials a Half-generation Behind in Homeownership?

By Tim Beyers and Jim Blasingame

Millennials are financially savvy. A survery shows that 2/3 would make significant sacrifices to make sure they are saving money. It's no surprise they're not rushing to commit to a home purchase. Is now the time they make their move?

What Trump’s Order to Reverse the Cut on Mortgage Insurance Fees Means For Consumers

By Tim Beyers

Changing mortgage interest rates haven’t kept people from taking advantage of government-backed loan products, such as an FHA mortgage, nor should they. Yes, the media continues to discuss Trump's order preventing a quarter point cut. But, it's important to remember that FHA loans still offer timeless benefits for first-time and low-income homebuyers.

What’s the Minimum Credit Score Needed to Buy a House?

By Steve Pomeranz

Whether you’re considering refinancing a mortgage or you’re buying a home, it’s critical to understand the effect of your credit score on mortgage rates. Tune in to Steve Pomeranz’s interview with Tim Beyers to learn more about credit scores, as well as interest rates and hidden costs that accompany homeownership. Set yourself up for success as you consider mortgage options.

How the Fed's Rate Hike Will Affect You

By Jaime Berg, KUSA

“A home is probably the biggest financial asset you have, if you own a home or are looking to buy, it’s going to be one of the biggest assets you will have, so go into it with eyes wide open,” shared Mortgage Analyst Tim Beyers in an interview with NBC 9News. Watch the segment, and learn more about how the Fed’s rate hike will affect you.

Federal Reserve Expected to Increase Interest Rates by 0.25 Percent

By Michael Konopasek

Mortgage Analyst Tim Beyers sat down with Fox31 Denver to explain what the Federal Reserve interest rate hike means and what you can expect as a homeowner looking to refinance, or as someone ready to purchase a home.

Midwest Opinions Radio Show - March 9 Edition

By Mark Marshall and John Brandt

Homeowners have options to refinance, whether you want to save money or reduce your interest rate. Even with a potential rate increase, rates are still at historic lows. What’s right for you? Is there a way to determine what you will pay on your mortgage each month? Listen and learn about options.

Only a Fraction of Veterans Take Advantage of VA Loans

By Ryan Smith, Mortgage Professional America

Wounded warriors left behind? A study by Tim Beyers discusses VA mortgage eligibility and the added benefits available to over a million injured post-9/11 veterans. Here's what you need to know about VA loans if you're looking to purchase or refinance a home.

6 Ways to Boost Your Chances of Getting a Mortgage

By Devon Thorsby

Whether it’s your first home purchase or you’ve owned previously, the mortgage industry is constantly evolving to reflect the current economy and better fit consumers who are looking to borrow. Be prepared with these six ways to boost your chances for mortgage approval.

Reversing the Obama Fee Cut Doesn't Change the Benefits of FHA Mortgages

By Tim Beyers, Mortgage Analyst

The criticism continues over (almost) nothing. Remember: borrowers experienced no changes after the Trump Administration reversed Obama's order to cut monthly insurance on FHA mortgages. Analyst Tim Beyers provides further clarification, in addition to offering two more reasons why FHA mortgages continue to be a great deal.

Consumer Talk with Michael Finney - Jan. 28. 2017

By Michael Finney, KGO 810

FHA mortgage insurance rates: 0.85% to 0.6% back to 0.85%. Did it ever change? What does it all mean, and how may it affect you? Tim Beyers, mortgage analyst with American Financing, explains.

Trump Suspends Initiative to Reduce Mortgage Insurance Premiums

By A. J. Sidransky, The Cooperator

Directive on FHA mortgage insurance reduction never actually went into effect. Tim Beyers, mortgage analyst with American Financing, provides clarification about what’s really going on.

How to Buy a Home When You Haven’t Sold Yours Yet

By Deborah Kearns, AP

If you’ve found your dream home, but are still waiting on an offer for your current home – there are strategies you can consider to bridge the transition. American Financing Mortgage Analyst Tim Beyers touches on a few options available to you through home equity, including a HELOC.

Business For Breakfast - Feb. 24, 2017

By Jimmy Sengenberger, AM 1690

Be a well-armed consumer when considering mortgage options, housing and interest rates. American Financing Mortgage Analyst Tim Beyers provides a quick overview of our current market and discusses whether or not now is the time to buy or refinance.

Trump Axes a Mortgage Rate Insurance Cut: What This Means for NYC Homeowners and buyers

By Alanna Schubach, Brick Underground

Tim Beyers, Mortgage Analyst at American Financing, was recently quoted in an article from Brick Underground regarding the Donald Trump administration axing a proposed cut to a type of mortgage insurance that helps lower- and middle-income first-time home buyers. Read more...

How will Trump’s Mortgage Move Impact LOs?

By Ryan Smith, Mortgage Professional America

Tim Beyers, Mortgage Analyst at American Financing, discusses Donald Trump's freeze on a pending rate cut on mortgage insurance premiums (MIP) for FHA-backed loans in an article from Mortgage Professional America. Read more...

Will Trump Gut Dodd-Frank, Dissolve the CFPB?

By Patrick Barnard, MortgageOrb.com

Jonathan Payne, Operations Manager at American Financing, was recently polled by Mortgage Orb for his expert opinion on the potential impact to regulations impacting the mortgage industry. Read more....

Housing Winners and Losers Under Trump

By Holden Lewis, Bankrate.com

What's up with mortgage rates

Nancy Dennis, Vice President at American Financing, was recently quoted in an article from Bankrate regarding the volatility in mortgage rates after the 2016 Presidential Election. "In the short term, rates are reacting the same way the stock market is reacting," says Nancy Dennis, Vice President for American Financing Corp., in Aurora, Colorado. "Everyone is uncertain about how this election will affect all markets. But it is believed that this is short-term and will eventually correct itself. Read More...

It's Time to Invest in Real Estate Instead of Stocks

By Damian Maldonado, Co-Founder and CEO American Financing

The stock market roller coaster may offer thrills, but there are easier ways of making money. Or, at least, they're easier on the nerves. This is what American Financing CEO Damian Maldonado was thinking about during the market rout this week. Read more...

5 Real-Estate Investments for Higher Returns

By Damian Maldonado, Co-Founder and CEO American Financing

At a time when the stock market might see some more volatility, and housing is in a rebound, an investment property looks like an intriguing possibility. Our CEO writes about how to make money from real estate for TheStreet.com. Read more...

Housing and Stock Markets: Is There Double Bubble Trouble?

By Damian Maldonado, Co-Founder and CEO American Financing

Housing prices have been rising strongly in many metropolitan areas. But when asked if it's a bubble, our CEO says he worries more about the stock market. See his commentary for TheStreet.com. Read more...

Here's Good News If You Have an Underwater Mortgage

By Damian Maldonado, Co-Founder and CEO American Financing

If you've wanted to refinance, but haven't, or have been turned down in the past, call us to see if you are eligible for a refinancing under HARP. Our CEO, Damian Maldonado writes about the extension of the program, and its benefits, in TheStreet.com. Read more...

Denver Home Prices Are a Rebound, Not a Replay

By Douglas Hauck, VP American Home Agents

The Denver real estate market is hot, second only to San Francisco. You need to have your financing lined up, and a great agent on your side. We are here to help. Read American Home Agents' Vice President and Employing Broker Douglas Hauck's take in the Denver Post. Read more...

Aurora-Based Mortgage Company Is Poised to Grow Nationally

By Damian Maldonado, Co-Founder and CEO American Financing

Read the Denver Business Journal's profile of our founder Damian Maldonado, and learn how he and co-founder Gabie Maldonado bootstrapped American Financing from nothing more than $5,000 on a credit card as their startup capital. American Financing is now a national mortgage bank, with a new sister company, American Home Agents. How did we get there? "Our customer service is the #1 focus," said Damian in the interview. Read more...

New FICO Credit Scoring Method to Help 'Unscorable' Borrowers Get Loans

By Damian Maldonado, Co-Founder and CEO American Financing

At American Financing, we do everything we can to help borrowers with no credit history to get a home loan. A new FICO scoring method coming later this year may help us in that effort. Our CEO Damian Maldonado writes about it for TheStreet.com. Read more....

When Insurers Cause as Much Damage as Catastrophes

By Damian Maldonado, Co-Founder and CEO American Financing

Anyone who has had their home destroyed in a fire, flood or other natural disaster knows how it can knock your personal finances for a loop for years. Our CEO Damian Maldonado writes for Marketwatch.com about Hurricane Sandy victims, and those who suffered the Colorado wildfires, and their struggles after the initial storm has passed. Read more...

Millennials Can Finally Afford Homes With New Mortgage Rules

By Damian Maldonado, Co-Founder and CEO American Financing

American Financing CEO Damian Maldonado writes for Marketwatch.com about how the new mortgage rules are making it easier to buy a home. Everything from mortgages at 3 percent down and lower private mortgage insurance rates are working in your favor. Millennials, for the amount you likely put down for first month, last month and security on a rental, you might be able to put a down payment on a home. Read more...

Bouncing Back From Foreclosure

By Brandy King-Cutler, Credit Care Manager

Many people who have been hit with foreclosure are fighters, and are back on their feet, or getting closer every day. At American Financing, we are here to help. Introducing our new Credit Care Manager, Brandy King-Cutler, an expert at fixing your credit so that you can take another shot at the American Dream. Here is a piece that she wrote for CNBC.com about those who were hit with foreclosure and their efforts to try again for home-ownership. http://cnb.cx/1GP3M3J

Five Trends to Watch in Housing in 2015

By Damian Maldonado, Co-Founder and CEO American Financing

2015 promises to be a great year to refinance, or to become a first time homebuyer. Technology and new requirements for 3 percent down payments is making it easier to buy or sell a home. Let us know how we can help! We know how to help you save money and time, and even how to get your credit ready to buy.

Read our latest report on 2015 trends from our Co-Founder and CEO Damian Maldonado on CNBC.com http://cnb.cx/1ww7YgT

Renting and want to buy? Looking to refinance? We can help - call today 866-750-6551

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