Our Story

Colorado family-owned, and proud to call Denver home. American Financing is known for its salary-based mortgage consultants, custom loan programs, and faster than industry average closings.

Where We Began

We started in Denver, and we continue to grow in Denver. It's home. We're proud to have called Denver home for our American Financing team for nearly 25 years. Over the years, we've expanded to service all 50 states, helping customers achieve their homeownership and financial savings goals across the country. We have an incredible team of over 160 employees on a mission to make American Financing the mortgage lender of choice and provide A+ rated service to our customers every day.

AFC owners with Mayor Hogan and John Hickenlooper

Damian and Gabie Maldonado in front of AFC

Our Mission

Empowering families with personalized mortgage solutions that achieve life goals.

What we do

You know our products: new home purchase loans (with access to every loan in the industry), low cost and fast closing refinances, and reverse mortgages that offer greater financial security in retirement.

We do what it takes to save you the most money. Trust our customer guidance. Expect no upfront fees. And, know that our salary-based mortgage consultants never put a customer into a loan program that doesn't make financial sense. We're here for you.

How we do it

In the words of Damian, "the best way to sustain growth and to provide the best service is through a strong foundation, strategic leadership, and experienced employees." So, we align small teams of salary-based mortgage consultants with small teams of processors to create team unity and understanding. It provides customers direct contact with two people, instead of requiring you to follow up with multiple contacts — like some lenders do.

It allows more time for our salary-based mortgage consultants to listen to your unique situation, discuss your financial goals, and then help customize a loan program to meet your refinancing or purchase needs. We make every effort to create lasting relationships with our clients so you feel comfortable referring your friends and family.

Why it works

We consider ourselves successful because of the ratings we receive from customers like you. An A+ rating with the Better Business Bureau, a 4.8/5 star Google rating, and a 4.9/5 star Zillow rating are gauges that drive us to always go one step further, ensuring the customer experience is the best it can possibly be.