Getting a mortgage for your South Carolina home
The rich culture and natural beauty upon acres of green space are enough to make you yearn for a South Carolina home. It’s one state you can’t help but love! You truly have the best of all worlds from major city living in Columbia, Charleston, and Greenville to the easily accessible beaches along the East Coast — like Folly Beach or Isle of Palms. Perhaps your interest is in the country where you can view million dollar sunsets every evening? You’ll find your wallet goes a bit further to accommodate whichever interest in South Carolina you have, as the cost of living is remarkably low.
If you’re looking to buy a home in South Carolina, start your mortgage application now, and you can have a pre-approval letter in hand when you’re touring homes!
Already a South Carolina homeowner? We can also help with mortgage refinancing!
South Carolina mortgage rates and trends
Millions of Americans have been taking advantage of low borrowing costs as national mortgage rates dropped to all-time lows during the COVID-19 pandemic.
South Carolina mortgage rates have experienced similar trends. Even though we are seeing gradual rate increases taking place, rates remain low by historical standards. In fact, regardless of when you took out a mortgage, it's in your best interest to take advantage of American Financing’s free mortgage review. Because a lower rate could mean hundreds of dollars in monthly savings, you should make sure you aren’t overpaying for your mortgage.
You deserve to work with a lender who will customize a loan program based on your unique needs. That's exactly what our team does at American Financing. We’d love to walk through one of our many South Carolina home mortgages, including FHA, VA, Conventional, USDA, and more.
Down payment assistance
Some South Carolina home buyers might be able to qualify for down payment assistance. Let us help you understand what options and grants* may be available to you if you’re looking to purchase a South Carolina home.
Be sure to ask about:
*Actual assistance amount may vary based on purchase city, credit score, and other financial requirements. Down payment assistance programs are at the city and/or state level, and they are not funded by American Financing. A homebuyer education course may need to be completed prior to applying.
Check with an American Financing mortgage consultant about funding today!
Refinancing your mortgage
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Is your monthly mortgage payment or interest rate too high?
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Do you have high-interest debt holding you back?
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Do you want to be mortgage-free sooner?
Have you answered yes to any of these questions? If so, now is the time to schedule a free mortgage review with one of our South Carolina mortgage consultants. You could be looking at up to $1,000 a month in savings, lower your monthly mortgage payment, or even pay off debt with a cash-out refinance. You can choose any loan term you need ten years and over when working with American Financing! Just call a mortgage consultant to learn more about the benefits of mortgage refinancing.
Why American Financing?
We’re dedicated to making homeownership affordable and hassle-free. As a national mortgage lender, we offer competitive mortgage rates and no upfront fees. Our dedicated mortgage consultants work hard to customize the right loan program to fit needs and financial goals. We’ve created an even faster experience for you where you’re able to complete most of the lending process online.
We feel strongly that this is not just a transaction. You are more than just a loan to us and we believe you deserve a great lending experience. That’s why we remain available to answer any mortgage-related questions, even after closing. Whether you’re a first-time homebuyer or refinancing to get a better rate or get a cash-out, we’re here to make it as easy as possible.
Let’s build your home loan together
Connect with a South Carolina mortgage consultant by calling (866) 885-1079. We’ll customize any loan in the industry while offering the best service, lowest rates, and fastest closings. We’d be delighted to show you how simple the mortgage refinancing or new home purchase process can be! So, here’s to the start of a lifelong relationship!
American Financing is an Equal Housing Lender; NMLS #182334 www.NMLSConsumerAccess.org; Licensed in 50 states.
