Getting a mortgage for your Nevada home
With no income tax and an average cost of living, Nevada's economy is on a consistent upswing. Technology business ventures like the Tesla factory near Reno and the Faraday Future electric car plant in North Las Vegas, draw many people of all ages to the Silver State. Outside of the ever-popular Las Vegas strip full of casinos and authentic dine-in’s, Nevada also attracts nature lovers — Red Rock Canyon, Great Basin National Park, and due to proximity, both the Colorado River and Lake Tahoe!
If you’re looking to buy a home in Nevada, start your mortgage application now, and you can have a pre-approval letter in hand when you’re touring homes!
Already a Nevada homeowner? We can also help with mortgage refinancing!
Nevada mortgage rates and trends
As a direct result of COVID-19, national mortgage rates dropped to historic lows, which resulted in millions of Americans being able to take advantage of low borrowing costs.
Nevada mortgage rates followed that trend, but the market is starting to see rates beginning to rise. While rates remain low by historical standards, they are likely to continue to go up in the coming months. With this being said, regardless of when you took out a mortgage, it's in your best interest to claim a free mortgage review with American Financing so you can lock into a lower rate while you can.
At American Financing, we can help you get the best rate. We will provide you with a number of loan options and then customize a program to fit your needs. Reach out to the team at American Financing and ask about our many Nevada home mortgages, including FHA, VA, Conventional, USDA, and more.
Down payment assistance
There are a number of down payment assistance programs that Nevada home buyers may qualify for. If you’re looking to purchase a home in Nevada, we can help you understand what options and grants* you may qualify for.
Be sure to ask about:
*Actual assistance amount may vary based on purchase city, credit score, and other financial requirements. Down payment assistance programs are at the city and/or state level, and they are not funded by American Financing. A homebuyer education course may need to be completed prior to applying.
Check with your mortgage consultant about funding today!
Refinancing your mortgage
If yes was your answer to any of the questions above, now is the time to take advantage of a free mortgage review with one of our Nevada mortgage consultants. Learn how a mortgage refinance could help you save up to $1,000 a month. With a cash-out refinance, pay off high-interest credit card debt, or even fund home improvement projects. Just call a mortgage consultant to learn how when working with American Financing, you can choose any loan term you need ten years and over!
Why American Financing?
As a national mortgage lender, American Financing is dedicated to making homeownership affordable. We offer competitive mortgage rates and no upfront fees to start with. Our experienced mortgage consultants will work hard to customize a loan program to fit your financial goals. Even better, you will be able to complete most of the lending process online, making the experience easy and fast.
Here at American Financing, we take the time to get to know you first. Family-owned and operated for over 20 years, we see you as more than just a loan, and want to make you feel a part of our family! Our consultants remain available to answer any mortgage-related questions after closing. So, here’s to the start of a lifelong relationship!
Let’s build your home loan together
Call (866) 891-7910 to connect with a mortgage consultant. While offering the best service, lowest rates, and fastest closings, we’ll customize any loan in the industry for you. We can’t wait to show you how simple the Nevada mortgage refinancing or new home purchase process can be!
American Financing is an Equal Housing Lender; NMLS #182334 www.NMLSConsumerAccess.org; Licensed in 50 states.
