Getting a mortgage for your Alaska home
Welcome to the “Land of the Midnight Sun!” Alaska offers views like nowhere else. Maybe you want to live somewhere scenic like Denali National Park or the Aleutian Islands. Then again, maybe city life is calling your name and Anchorage makes a better fit. Whatever city makes you think “home,” American Financing can help! We're a national direct mortgage lender offering competitive Alaska home mortgages from Prudhoe Bay to Juneau, and all points in between.
If you’re looking to buy a home in Alaska, start your mortgage application now, and you can have a pre-approval letter in hand when you’re touring homes!
Already an Alaska homeowner? We can also help with mortgage refinancing!
Alaska mortgage rates and trends
National mortgage rates dropped to all-time lows in large part due to COVID-19. This resulted in millions of Americans taking advantage of low borrowing costs.
Alaska mortgage rates followed that trend, but are seeing gradual increases taking place. That said, rates remain low by historical standards. In fact, regardless of when you took out a mortgage, it's in your best interest to take advantage of a free mortgage review with a trustworthy lender. A lower rate could mean hundreds of dollars in monthly savings.
Debt-to-income ratio and credit scores are just some of the many factors that impact mortgage rates. That's why it's important to work with a lender who will get you into the best possible loan program. You can count on American Financing to guide you through any of our customizable Alaska home mortgages, including FHA, VA, Conventional, USDA, and more.
Down payment assistance
Alaska home buyers may qualify for down payment assistance. If you’re looking to purchase an Alaska home, let us help you understand what options and grants* are available to you.
Be sure to ask about:
*Actual assistance amount may vary based on purchase city, credit score, and other financial requirements. Down payment assistance programs are at the city and/or state level, and they are not funded by American Financing. A homebuyer education course may need to be completed prior to applying.
Check with your mortgage consultant about funding today!
Refinancing your mortgage
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Is your monthly mortgage payment or interest rate too high?
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Do you have high-interest debt holding you back?
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Do you want to be mortgage-free sooner?
If you answered yes to any of these questions, now is the time to schedule a free mortgage review with one of our Alaska mortgage consultants. Learn about the benefits of mortgage refinancing, and you could be looking at up to $1,000 a month in savings. When working with American Financing, you can choose any loan term you need ten years and over! Just call a mortgage consultant to learn more.
Why American Financing?
We’re a national mortgage lender that’s dedicated to making homeownership affordable. Competitive mortgage rates and no upfront fees are just the beginning. Our experienced mortgage consultants work hard to customize the right loan program for your financial goals. We're able to complete most of the lending process online, creating an even faster experience for you.
We try to make it memorable, too. After all, this is not just a transaction. We’re always available to answer any mortgage-related questions after closing. We can also help with refinancing to a better rate or to get cash out. So, here’s to the start of a lifelong relationship!
Let’s build your home loan together
Call (800) 910-4055 to connect with an Alaska mortgage consultant. We’ll customize any loan in the industry while offering the best service, lowest rates, and fastest closings. Let us show you how simple the mortgage refinancing or new home purchase process can be!
American Financing is an Equal Housing Lender; NMLS #182334 www.NMLSConsumerAccess.org; Licensed in 50 states.
