At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
Casual work environment
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
The primary function of the QA/QC Analyst is to continuously monitor and enhance American Financing quality control programs, maintaining compliance with HUD/FNMA/FHLMC requirements, federal and state laws and regulations, and company policies and procedures by conducting quality control reviews of loan information and documentation prior to and after loan closing.
WHAT YOU WILL BRING
Minimum of 2+ years of professional mortgage experience in Quality Control or Compliance for a multi state mortgage banker or;
Minimum 2 years in Processing or Underwriting.
Knowledge of applicable state and federal laws, codes and regulations relating to residential mortgage lending and servicing.
Excellent interpersonal, oral and written communication skills with strong attention to detail.
Ability to work accurately and efficiently in a fast-paced environment.
4 year degree or 3 years of direct work experience.
Knowledge of FNMA, FHA, VA Underwriting Guidelines
Communicates in a positive and professional manner always
Servicing Documentation knowledge/experience preferable but not required
Exercise independent judgment and ability to work independently
Participate in proactive team efforts to achieve departmental and company goals.
Comply with all safety policies, practices and procedures.
Report any potential or actual violations of such policies, practices or procedures to Compliance Manager
Perform other duties as assigned by Management.
Proficiency with ACES mortgage testing software and MS Office Suite.
WHAT YOU WILL DO
Perform a minimum of the following (depending on task assignment):
10 weekly pre-closing (QA) or 8 post-closing (QC) loan file reviews, ensuring that they are in compliance with all regulatory and investor requirements and internal policies.
Conduct compliance-related training for mortgage staff to enhance their knowledge and accuracy of all disclosures
Daily monitoring of quality findings to provide prompt resolution to responses and to ensure timely completion of loans.
Develop and update compliance review checklists, compliance procedures and training material
Assist in the review and analysis of federal, state and regulatory agencies, rules, laws, regulations and statutes to the extent they impact the quality control audit function, and ensure that the QC Audit Checklist is reflective of current regulatory changes
Provide compliance recommendations to the Compliance Manager
Maintain knowledge of current industry practices and trends, identify opportunity for improvements of established practices and customer satisfaction
Maintain re-verification's of employment and/or assets through database and spreadsheet.
Compensation for this role is $65,000 to $75,000 Annually
WHAT WE BRING
Medical, Dental, Vision, 401k
Paid time off and sick days
Long-term paid disability
Paid maternity and bonding leave
100% remote opportunities
Full desk equipment provided
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.