At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.
Casual work environment
Denver Post Top Workplace
Top 50 Family-Owned Business
Best of Colorado Business
Inc. 5000 Fastest-growing Private Company
The Loan Processor is responsible for procuring documents and prepping loan applications for approval. This includes communicating with borrowers, realtors, vendors, and mortgage consultants on the status of loan files.
WHAT YOU WILL BRING
4 years RECENT experience as a Loan Processor
Recent Experience with processing Purchase Loans
Knowledge and experience with VA, FHA, and Conventional
Experience with DU and LP
Experience in calculating income; W2 and Self Employment
Experience using Gmail and G Suite
Advanced computer skills
Ability to take the initiative
Excellent verbal and written communication skills
Excellent interpersonal and customer service skills
Excellent organizational skills and attention to detail
Excellent time management skills with a proven ability to meet deadline
Strong analytical and problem-solving skills
Nice to Have
Bilingual (Spanish/English) a plus
WHAT YOU WILL DO
Process and close a minimum of 12 loans monthly meeting all Purchase loan deadlines.
Maintain necessary pipeline to ensure timely closings of all loans at a 90% COE success ratio or higher.
Secure and accurate accumulation of loan documentation.
Timely and compliant closing of all types of residential mortgage loans within established deadlines.
Procures verifications for credit items which include but are not limited to: employment, assets, rental history, credit reports, etc.
Researches and verifies account information and resolves problems for customers as needed.
Liaisons with Third Party vendors (appraisal, title, insurance, etc) to obtain necessary documentation for loan approval.
Maintain a secure environment for loan process files. Good moral ethics conduct
Review documentation and provides conditions for loan approvals needed to comply with underwriting guidelines: borrower documentation, credit and collateral documentation.
Analyzes and interprets financial data to fit established parameters set by industry.
Understands and uses computer programs and systems for the tracking and processing of loans – LOS and AUS systems
Provides support duties for management and loan officers as needed.
Ensures that all necessary disclosures (state, federal and company specific) are provided to client as required.
Communicates any concerns on possible misrepresentation or fraudulent documentation/activity to Branch Manager and/or Processing Supervisor, if necessary.
Communicates any and all issues affecting loan process and approval with applicable loan officer.
Works with Underwriting and Closing departments to ensure that quality of loan submissions is consistent with maintaining the efficiencies of the loan file flow.
Communicate concerns or suggestions on improving overall systems to Processing Manager when appropriate.
Assists with problem-solving when issues arise that involve the successful closing of requested residential loan.
WHAT WE BRING
Medical, Dental, Vision, 401k
Paid time off including holidays
Long-term paid disability
Paid maternity and bonding leave
Work from home potential
For in-office employees we offer...
Interactive game room
Access to a fitness center
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.