Jumbo & Non-QM Loan Processor

Description

At American Financing, we’re innovators with imagination. We’re fast-paced and fun. And we’re a collaborative group that respects and values the individuality of all employees.

 

JOB SUMMARY

We are expanding and adding NON QM Loan Processors to our growing team. Competitive compensation package includes base salary and bonus structure with potential earnings up to $80K per year or more. 

We will consider out of state candidates for this career opportunity.  

 

DUTIES AND RESPONSIBILITIES

  • Process and close a minimum of 12 loans monthly.
  • Maintain necessary pipeline to ensure timely closings of all loans at a 90% COE success ratio or higher.
  • Secure and accurate accumulation of loan documentation.
  • Timely and compliant closing of all types of residential mortgage loans within established deadlines.
  • Procures verification's for credit items which include but are not limited to: employment, assets, rental history, credit reports, etc.
  • Researches and verifies account information and resolves problems for customers as needed.
  • Liaisons with Third Party vendors (appraisal, title, insurance, etc) to obtain necessary documentation for loan approval.
  • Maintain a secure environment for loan process files. Good moral ethics conduct
  • Review documentation and provides conditions for loan approvals needed to comply with underwriting guidelines: borrower documentation, credit and collateral documentation.
  • Analyzes and interprets financial data to fit established parameters set by industry.
  • Understands and uses computer programs and systems for the tracking and processing of loans – LOS and AUS systems
  • Provides support duties for management and loan officers as needed.
  • Ensures that all necessary disclosures (state, federal and company specific) are provided to client as required.
  • Communicates any concerns on possible misrepresentation or fraudulent documentation/activity to Branch Manager and/or Processing Supervisor, if necessary.
  • Communicates any and all issues affecting loan process and approval with applicable loan officer.
  • Works with Underwriting and Closing departments to ensure that quality of loan submissions is consistent with maintaining the efficiencies of the loan file flow.
  • Communicate concerns or suggestions on improving overall systems to Processing Manager when appropriate.
  • Assists with problem-solving when issues arise that involve the successful closing of requested residential loan.

 

QUALIFICATIONS AND EXPERIENCE

  • 2 years RECENT experience, Mortgage Background, Jumbo Loans, Bank Statement Loans, DU and LP
  • Bilingual (Spanish/English) a plus

 

BENEFITS AND PERKS

  • Medical, Dental, Vision, 401k
  • Paid time off including holidays
  • Long-term paid disability
  • Paid maternity and bonding leave
  • On-site massage therapists
  • Interactive game room
  • Yoga classes
  • Access to a fitness center
  • Stocked kitchen
  • Work from home potential

About Us

At American Financing, we’re innovators with imagination. We’re fast-paced and fun. And we’re a collaborative group that respects and values the individuality of all employees. Together, we do what it takes to help borrowers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo. Wherever your passions lie, you can find rewarding work and new opportunities here.  Casual work environment Family-owned, Customer-focused Denver Post Top Workplace Top 50 Family-Owned Business Best of Colorado Business Inc. 5000 Fastest-growing Private Company  

Details

Level
Career location
Position type
Education level
Salary range
Travel %
Career shift
Career category
Experienced
Aurora, CO
Full-Time
High School
Undisclosed
None
Day Shift - regular hours
Banking
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