Our cutting edge mortgage technology enables us to make your mortgage experience straightforward and effortless. We also have a remarkable team of salary-based mortgage consultants who strive to provide our clients with unbeatable customer service.
In-House Underwriting - At American Financing the approval process on our loans starts and ends in our corporate office. Our team of underwriters are given the authority to make a decision without delay. Many underwriting rules are set in stone, others are open to a bit of interpretation. In the last few years the amount of leeway has greatly decreased and the number of rules and rule changes have greatly increased. Our underwriting team are up to date on the latest changes in the home loan market.
We are a FHA approved mortgage banker.
We offer every loan in the industry, whether it be FHA, VA, Streamline, HARP, ARMs, Jumbo, USDA, or Conventional, we will meet your home loan needs.
We have salaried, non-commissioned mortgage consultants ensuring you are getting the best available service. The mortgage consultant's do not have a commission tied directly to the rate given to the customer. In turn, everyone is given the best available rate.
Our industry-leading online tools offer ease, speed and insight, allowing us to offer one of the fastest closings in the industry.
We offer live chat on our website, prequalification in only 10 minutes, and electronic document signing.
During the refinance process, American Financing may be able to assist you in skipping 30 to 60 days of mortgage payments. Please contact the American Financing team for more details about this option.
eSign - American Financing has adopted the technology to sign documents online. eSign is a digital signature that allows an electronic document (e-mail, spreadsheet, text file, pdf, etc.) to be authenticated and ensuring there have been no modifications to the document since its creation. These electronic records qualify as valid instruments under the law, and have the equivalent validity of written documents.