Don't let less than perfect credit stop you from buying or refinancing your home. American Financing™ experts can help guide you to increasing your credit score for better mortgage options.

Nearly 91% of American Financing™ customers accepted into a credit building plan achieve a qualifying score for a home loan product when following a customized credit plan from our experts.

Typically a 30-day free credit building program can increase your credit score by 35 points or more. We'll work directly with credit reporting bureaus to help you raise your score as quickly and cost-effectively as possible.

We're a family-owned, private home lender with over 20 years of experience and over 10,000 reviews. Our dedicated credit care team is focused on helping customers realize their home financing goals.