Our quick and easy online application takes as little as 5 minutes to complete. We can customize any loan in the industry, and there are never any upfront or hidden fees.

This is one of the most common questions we get. Tell us your story like your expected time to stay in a home, budgeting needs, future plans, and we'll help you compare options that are right for you.

Use our simple mortgage refinance calculator to determine your breakeven point or ask a mortgage expert to prepare a detailed refinance plan for your budget.

American Financing mortgage experts will build a plan around your needs for a lower rate, shorter-term, lower payment, or leveraging your home equity.

As a family-owned, private lender with over 20 years experience, our customer service is unmatched, and we love helping people realize their dream of home ownership.