When used as down payment assistance, second mortgages may carry a zero or low-interest rate; or interest may be deferred for a certain amount of time. This means that the borrower can focus their effort and resources in paying off the original loan first while the secondary loan remains silent.
Getting ready to hire a contractor? Make sure to do your homework homeowners. American Financing lists the top 12 essential questions to ask candidates and tips to help you hire the best contractor
Home buying can be tricky. But shopping for interest rates, comparing mortgage lenders, and being patient can literally save you thousands of dollars. Check out our guide to shopping for rates and comparing lenders!
Umbrella insurance gives you an extra layer of liability protection that can prevent a lawsuit from wiping out your savings, assets, and future income. It can be a lifesaver and is relatively cheap. Learn what an umbrella insurance policy can do for you!
Meal kit delivery services have become very popular among individuals and families that either have hectic schedules, recently relocated, or just want to simply cut out most of the prep work. Learn about the different types of meal delivery services and how they vary.