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Lowering Your Monthly Mortgage Payment

Lowering Your Monthly Mortgage Payment

Many homeowners refinance to lower their monthly mortgage payments. Interest rates are still historically low so it's an ideal time to discuss your options with one of American Financing salaried-based mortgage consultants. Generally, homeowners will want to refinance if the interest rate is lower than when you financed your home, or if you have an adjustable rate mortgage (ARM) that will soon have a higher interest rate than the current rate. Refinancing can make a big difference on monthly payments, but it is also important for the homeowner to consider the fees associated with refinancing so the homeowners can figure out how long they need to be in the home to cover the costs of this type of transaction. The general rule in the industry is that if the current interest rate is lower than the rate at which the homeowner financed the home by at least two percent, refinancing is something to consider.

Let American Financing help you with *lowering your monthly mortgage payment. American Financing has a dedicated staff that can help you determine if refinancing for lower mortgage payments is a viable option.

It is not too late to refinance call American Financing today (866) 750-6551 or complete the online application and start saving money every month on your home loan. The prequalification process only takes 10 minutes - Call us today!

**the consumer's total finance charges may be higher over the life of the loan.

Prequalify In 10 Minutes & Save

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