• refinance options for your lifestyle and needs
    Comparing Home Refinancing Options for Every Situation

    If you want to eliminate private mortgage insurance, tap into home equity, restructure the length of your loan term, or switch between fixed and adjustable-rate loans — a mortgage refinance is worth considering. Take a look at some common scenarios, and see which home refinancing option is your best fit.

  • HERO financed solar panel home
    Home Energy Renovation Opportunity (HERO) Loans: Good, Bad, & Ugly

    The Home Energy Renovation Opportunity (HERO) program helps homeowners finance energy and water efficient home upgrades. But what's the catch? Find out the good, the bad, and the ugly when it comes to HERO loans.

  • woman using calculator to add up bills
    What is a Cash-Out Refinance?

    Homeowners look to cash-out refinancing to turn some of their home equity into cash. It works by refinancing your mortgage at a higher amount. The new loan pays off your old loan, and that extra money (from refinancing at a higher amount) is distributed as cash to be used however you'd like.

  • Borrower streamline refinancing with lender
    How to Refinance an FHA Loan Using Streamline Financing

    An FHA streamline refinance is considered as one of the quickest and easiest loan programs out there. Borrowers aren’t required to verify income and assets. Learn how this program works and how to become eligible!

  • Military men walking near water
    VA IRRRL Home Refinance Program

    The VA Streamline (IRRRL) offers monthly and long-term benefits for veterans. So if your goal is to remain in your current home with a lower monthly mortgage payment or a shorter loan term, it’s time to consider a VA IRRRL. Know the requirements, and learn if this is the right option for your mortgage.

Pre-qualify in 10 minutes
By submitting this form, I am providing express consent for American Financing to contact me, including through the use of an automated dialer, voice or text, at the number above, even if my telephone number is listed on any Do-Not-Call list. I understand that I do not have to consent to receive such calls or text messages in order to purchase goods or services from American Financing.