First Lien HELOC

Lower your home loan’s principal faster and save tens of thousands of dollars in mortgage interest. Best of all, with an All In One First Lien HELOC, enjoy flexible access to your home’s equity for 30 years without having to refinance. It gives borrowers the freedom to maximize their income and build wealth like no other loan program out there.

All In One Mortgages are popular among

  • Borrowers with good credit and positive cash flow that are looking to maximize their income while simultaneously tapping in to their home’s equity with ease
  • Designed for new home purchases and mortgage refinances to pay off home loans sooner, build equity faster, and free up disposable income

The All In One First Lien HELOC is a home loan that works like a fully secured checking account and allows borrowers the freedom to use their income to reduce mortgage interest by applying deposits directly to the loan principal. It also permits borrowers to withdraw cash in the form of a home equity loan.

Advantages

  • Direct deposits applied to the principal lowers outstanding daily balance in which interest calculated
  • Access to deposited funds via ATM debit cards, check writing, online bill-pay and ACH transfers
  • Access to home equity dollars through its banking features without the need to refinance
  • Home financing and personal banking combined into one financial tool that revolutionizes how you manage your mortgage

What you need to know

For many households, there is no greater risk than financial uncertainty. Remove this uncertainty by eliminating tens or possibly hundreds of thousands of dollars in excessive mortgage interest payments.

The All In One First Lien HELOC combines features of a home loan, checking account, and home equity loan. It truly leverages a borrower’s ability to budget and maximizes their wealth to secure a bright financial future.

There are many loan options out there, but the key is finding the right one for your individual financial situation. For more information on American Financing’s All In One Mortgage or on how to make financing your home more affordable simply make the call to (800) 910-4055.

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