Mortgage Basics Articles

A pledged asset mortgage (PAM) allows you to use stocks, bonds, and other securities to secure a home loan. But does this financing option make sense for your situation? We discuss everything you need to know about a pledged asset mortgage in this article.

Home improvement loans come in different forms. Some are considered unsecured loans, and others are considered secured loans. It’s crucial to understand the benefits and differences between each so you're getting the best financing option for your project.

When shopping for a new home, it’s important to know that your property taxes can significantly impact the amount of your mortgage. Here are a few things you should know about taxes before you buy, as well as after you are settled into your new home.

Minimizing closing costs is one of the most significant benefits when using a VA home loan. That’s why the VA loan program includes non-allowable fees. Learn more about the charges you can avoid.

ARMs can be used for home purchases or mortgage refinances, including cash-out refinances. They were designed to offer rates that fluctuate after a certain amount of time, creating significant upfront savings and smaller monthly payments.