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  • Earnest money sticky note on table with calculator, notebook, and pen
    Earnest Money Check: What You Should Know

    Chances are you that you'll have to put down an earnest money deposit if you're interested in buying a home. Read this article for a detailed explanation of these funds.

  • Hot air balloons in blue sky
    What is a Balloon Mortgage?

    Borrowers have a number of options when it comes to home loans. In this article, we take a closer look at balloon mortgages. Keep reading to see how this loan program works, and whether it may be the right one for your situation.

  • Filling out a home appraisal in living room
    What Hurts a Home Appraisal?

    An appraisal is an important part of the refinance process. As a homeowner, you want to be sure you receive the highest true market value possible for your investment. Continue reading to see what negatively impacts an appraisal and how you can best avoid a lower figure than expected.

  • Happy couple meeting with lender
    What is a Good Interest Rate on a Mortgage?

    Today's low borrowing costs make now the perfect time to buy or refinance a home. Of course, a favorable interest rate can lead to significant savings over the life of your loan. Read this article and learn what's considered a good interest rate on a mortgage.

  • Woman laughing while sitting at table with tablet
    How a Mortgage Assumption Agreement Works and How to Get One

    A mortgage assumption involves someone taking over or "assuming" a payment from the previous borrower. So how does this agreement work and is it a possible home financing option for you? Check out this article for more info.

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