Mortgage Basics

Whether you're looking to buy a house or refinance, it's important to work with a trustworthy lender. Borrowers should know that an NMLS number can provide valuable information about a loan officer and potentially keep them from making a mistake. Here's what you should know about this number for mortgage lenders.

Conforming loan limits are set to increase once again in 2020. That's good news for buyers, especially those in higher-cost areas. Here's what you need to know about qualifying for a larger loan amount in the new year.

An open-end mortgage allows the borrower to access their home's equity and use the funds as necessary.  Let's take a closer look at this home equity line of credit (HELOC) and see how you could benefit from such a loan.

A pledged asset mortgage (PAM) allows you to use stocks, bonds, and other securities to secure a home loan. But does this financing option make sense for your situation? We discuss everything you need to know about a pledged asset mortgage in this article.

Home improvement loans come in different forms. Some are considered unsecured loans, and others are considered secured loans. It’s crucial to understand the benefits and differences between each so you're getting the best financing option for your project.