# American Financing Documentation & Core Content

> A clean, machine-readable repository of core mortgage loan programs, mortgage related calculators, state guide pages, and consumer education indices for American Financing.

## Interactive Financial Tools
- [Mortgage Calculators](https://www.americanfinancing.net/mortgage-calculators) - This page provides various mortgage calculation tools.
- [Income Requirement Calculator](https://www.americanfinancing.net/income-requirement-calculator) - This page provides an income requirement calculator for home loan affordability.
- [Extra Mortgage Payment Calculator](https://www.americanfinancing.net/extra-mortgage-payment-calculator) - This page provides an extra mortgage payment calculator to show payoff savings.
- [Mortgage Refinance Calculator](https://www.americanfinancing.net/mortgage-refinance-calculator) - This page provides a mortgage refinance calculator to compare loan options and savings.
- [Mortgage Down Payment Calculator](https://www.americanfinancing.net/mortgage-down-payment-calculator) - This page provides a mortgage down payment calculator tool.
- [Amortization Calculator](https://www.americanfinancing.net/amortization-calculator) - This page provides a mortgage amortization calculator.
- [Mortgage Affordability Calculator](https://www.americanfinancing.net/mortgage-affordability-calculator) - This page provides a mortgage affordability calculator tool.
- [Mortgage Loan Qualifying Calculator](https://www.americanfinancing.net/mortgage-loan-qualifying-calculator) - This page provides a calculator for estimating required annual income for mortgage qualification.
- [Using a 30-Year to 15-Year Refinance Calculator: Find Your Mortgage](https://www.americanfinancing.net/using-a-30-year-to-15-year-refinance-calculator-find-your-mortgage) - This page explains 30-year to 15-year mortgage refinancing and provides a calculator.
- [Monthly Mortgage Payment Calculator](https://www.americanfinancing.net/monthly-mortgage-payment-calculator) - Estimates monthly mortgage payments and amortization schedules.

## Loan Products
- [Reverse Mortgage](https://www.americanfinancing.net/reverse-mortgage) - Reverse mortgages are a helpful financial tool for seniors nearing retirement. Learn more about Reverse Mortgages from the experts at American Financing.
- [15-Year Mortgage](https://www.americanfinancing.net/purchase/15-year-mortgage) - Pay off your loan sooner with a 15-year mortgage. Lock in lower rates to save hundreds of thousands of dollars over the life of your home loan.
- [30-Year Mortgage](https://www.americanfinancing.net/purchase/30-year-mortgage) - Enjoy lower monthly payments and maximize your home purchase budget with a 30-year mortgage. Lock in your competitive interest rate today.
- [2-1 Buydown](https://www.americanfinancing.net/purchase/2-1-buydown) - Unlock savings with Buydown Mortgages! Learn how to lower initial rates and manage home loans effectively. Ideal for new buyers. Explore options now!
- [FHA Home Loan](https://www.americanfinancing.net/purchase/fha-home-loan) - FHA mortgages are popular amongst first-time buyers. Take advantage of low down payments, relaxed credit score requirements, and reduced mortgage insurance.
- [VA Mortgages](https://www.americanfinancing.net/purchase/va-mortgages) - VA loans are a great choice for qualifying applicants. Take advantage of no down payment, no mortgage insurance, and low rates. See if you meet the requirements.
- [Down Payment Assistance Programs](https://www.americanfinancing.net/purchase/down-payment-assistance-programs) - Learn about mortgage down payment assistance programs, grants, and more. See who offers them, how they work, the assistance they provide, and learn how to qualify.
- [Mortgage Credit Care](https://www.americanfinancing.net/programs/mortgage-credit-care) - Less than perfect credit? Don't let a few minor credit issues stop you from owning a home. The American Financing Credit Care Program helps mortgage borrowers get back on track to qualify for the right home loan.
- [Adjustable-Rate Mortgage](https://www.americanfinancing.net/purchase/adjustable-rate-mortgage) - An adjustable-rate mortgage (ARM mortgage) can help finance a home if you expect your income to grow in the future. Learn more about this popular lending tool.
- [Jumbo Loan](https://www.americanfinancing.net/purchase/jumbo-loan) - With a jumbo mortgage loan, you can afford your dream home – even in a high-cost area. Secure financing for homes priced above current loan limits.
- [Bank Statement Loan Program](https://www.americanfinancing.net/purchase/bank-statement-loan-program) - Bank statement loans provide home financing for borrowers who can't provide traditional financial documents. Consider this mortgage if you're self-employed.
- [USDA Loans](https://www.americanfinancing.net/purchase/usda-loans) - USDA mortgage loans are a great option for people financing properties in areas with 10,000 people or less. Eligibility is based on location and income.
- [CHFA Loans](https://www.americanfinancing.net/purchase/chfa) - First-time homebuyers in Colorado can look to the CHFA for support. CHFA loans provide competitive fixed-rate financing and personalized mortgage solutions.

## Refinance & Home Equity Articles and Options
- [What is the Maximum and Minimum Second Home Cash-Out Refinance LTV?](https://www.americanfinancing.net/what-is-the-maximum-and-minimum-second-home-cash-out-refinance-ltv) - This page provides second home cash-out refinance LTV requirements.
- [Your Best Options When You Refinance at 15 Years](https://www.americanfinancing.net/your-best-options-when-you-refinance-at-15-years) - This page provides mortgage refinancing options and advice for those 15 years into their loan.
- [Mortgage Refinancing FAQ](https://www.americanfinancing.net/mortgage-refinancing-faq) - This page provides mortgage refinancing FAQs and pre-qualification.
- [15-Year Fixed Refi: Key Metrics to Check](https://www.americanfinancing.net/15-year-fixed-refi-key-metrics-to-check) - This page provides metrics for evaluating 15-year fixed mortgage refinancing options.
- [Securing a HELOC after Refinance: How Does it Work?](https://www.americanfinancing.net/securing-a-heloc-after-refinance-how-does-it-work) - This page provides information on securing a Home Equity Line of Credit after a mortgage refinance.
- [When Should You Refinance from 30- to 15-Year Mortgages?](https://www.americanfinancing.net/when-should-you-refinance-from-30-to-15-year-mortgages) - This page provides information on refinancing from 30- to 15-year mortgages.
- [Can I Refinance My HELOC Into My Mortgage?](https://www.americanfinancing.net/can-i-refinance-my-heloc-into-my-mortgage) - This page provides information on refinancing a HELOC into a mortgage.
- [Exploring a No Closing Cost Refinance for a 15-Year Mortgage](https://www.americanfinancing.net/exploring-a-no-closing-cost-refinance-for-a-15-year-mortgage) - This page provides information on no closing cost 15-year mortgage refinancing.
- [What is the Maximum Home Equity Loan Amount?](https://www.americanfinancing.net/what-is-the-maximum-home-equity-loan-amount) - This page provides information on home equity loan maximums and financing options.
- [Top Projects to Fund With a 15-Year Cash-Out Refi](https://www.americanfinancing.net/top-projects-to-fund-with-a-15-year-cash-out-refi) - This page provides information on funding projects using a 15-year cash-out refinance.
- [Cash-Out Refinance: 15-Year vs Longer-Term Options](https://www.americanfinancing.net/cash-out-refinance-15-year-vs-longer-term-options) - This page provides information on 15-year cash-out mortgage refinancing options.
- [Refinancing During COVID-19: Changes & What to Know](https://www.americanfinancing.net/refinancing-during-covid-19-changes-what-to-know) - This page provides information and guidance on mortgage refinancing during COVID-19.
- [Save Money, Pay Off Debt](https://www.americanfinancing.net/save-money-pay-off-debt) - This page provides home mortgage refinancing options, process, and application details.
- [Ready to Move? A Guide to Using HELOCs to Buy Another House](https://www.americanfinancing.net/ready-to-move-a-guide-to-using-helocs-to-buy-another-house) - This page provides guidance on using a HELOC to buy another house.
- [How to Treat Your 10-Year ARM: Refinance or Keep the Variable Rate?](https://www.americanfinancing.net/how-to-treat-your-10-year-arm-refinance-or-keep-the-variable-rate) - This page provides guidance on refinancing or keeping a 10-year adjustable-rate mortgage.
- [When Does Refinancing From 30- to 15-Year Mortgages Make the Most Sense?](https://www.americanfinancing.net/when-does-refinancing-from-30-to-15-year-mortgages-make-the-most-sense) - This page provides guidance on refinancing 30-year mortgages to 15-year terms.
- [Mortgage Refinancing](https://www.americanfinancing.net/mortgage-refinancing) - This page provides comprehensive mortgage refinancing information and a pre-qualification tool.
- [How Does a Cash-Out Mortgage Work?](https://www.americanfinancing.net/how-does-a-cash-out-mortgage-work) - This page provides comprehensive information on cash-out mortgages, their process, uses, and alternatives.
- [Everything You Need to Know About a 30-Year ARM](https://www.americanfinancing.net/everything-you-need-to-know-about-a-30-year-arm) - This page provides comprehensive information about 30-year adjustable-rate mortgages.
- [How to Refinance a Jumbo Mortgage](https://www.americanfinancing.net/how-to-refinance-a-jumbo-mortgage) - This page provides a guide on refinancing jumbo mortgages.
- [The Top Financial Benefits of Refinancing a Home Loan to a 15-Year Term](https://www.americanfinancing.net/the-top-financial-benefits-of-refinancing-a-home-loan-to-a-15-year-term) - This page outlines the financial benefits of 15-year mortgage refinancing.
- [Everything You Need to Know About a 15-Year VA Refinance](https://www.americanfinancing.net/everything-you-need-to-know-about-a-15-year-va-refinance) - This page informs about 15-year VA refinance loan eligibility, benefits, and types.
- [When Does It Make Sense to Refinance from Fixed to ARM Terms?](https://www.americanfinancing.net/when-does-it-make-sense-to-refinance-from-fixed-to-arm-terms) - This page explains when to refinance a fixed mortgage to an adjustable-rate one.
- [When Does it Make Sense to Refinance From 15 to 10 Years?](https://www.americanfinancing.net/when-does-it-make-sense-to-refinance-from-15-to-10-years) - This page explains when and why to refinance a 15-year mortgage to 10 years.
- [Is Interest on a HELOC Tax-Deductible?](https://www.americanfinancing.net/is-interest-on-a-heloc-tax-deductible) - This page explains when and how HELOC interest is tax-deductible.
- [What Is a Fixed-Rate HELOC and How Does It Work?](https://www.americanfinancing.net/what-is-a-fixed-rate-heloc-and-how-does-it-work) - This page explains what a fixed-rate HELOC is and how it works.
- [Yes - You Can Choose a VA Loan Cash-Out Refinance](https://www.americanfinancing.net/yes-you-can-choose-a-va-loan-cash-out-refinance) - This page explains VA loan cash-out refinance eligibility, application, and benefits.
- [Cash-Out Refinance to Buy a Second Home: Is This the Move for You?](https://www.americanfinancing.net/cash-out-refinance-to-buy-a-second-home-is-this-the-move-for-you) - This page explains using cash-out refinances to buy second homes.
- [Using a HELOC for Home Improvement Projects: Does it Make Sense?](https://www.americanfinancing.net/using-a-heloc-for-home-improvement-projects-does-it-make-sense) - This page explains using a HELOC for home improvement financing.
- [Is It Time to Use a HELOC for Debt Consolidation?](https://www.americanfinancing.net/is-it-time-to-use-a-heloc-for-debt-consolidation) - This page explains using a HELOC for debt consolidation: qualifications, benefits, and risks.
- [Can You Get a HELOC for Down Payment on Second Home? A Homeowner’s Guide](https://www.americanfinancing.net/can-you-get-a-heloc-for-down-payment-on-second-home-a-homeowners-guide) - This page explains using a HELOC for a second home down payment.
- [Using a Cash-Out Refinance to Pay Off a HELOC](https://www.americanfinancing.net/using-a-cash-out-refinance-to-pay-off-a-heloc) - This page explains using a cash-out refinance to pay off HELOC debt.
- [3 Reasons to Refinance Before Retirement](https://www.americanfinancing.net/3-reasons-to-refinance-before-retirement) - This page explains three reasons to refinance a mortgage before retirement.
- [Is it Time to Refinance Your 30-Year Mortgage to a 15-Year Mortgage?](https://www.americanfinancing.net/is-it-time-to-refinance-your-30-year-mortgage-to-a-15-year-mortgage) - This page explains the pros and cons of refinancing a 30-year mortgage to a 15-year term.
- [Closing on a Refinance: What to Expect](https://www.americanfinancing.net/closing-on-a-refinance-what-to-expect) - This page explains the mortgage refinance closing process step-by-step.
- [The Current Outlook on 15-Year Fixed Refinances](https://www.americanfinancing.net/the-current-outlook-on-15-year-fixed-refinances) - This page explains the current outlook and options for 15-year fixed mortgage refinancing.
- [The Top Benefits of Refinancing to a 15-Year Mortgage](https://www.americanfinancing.net/the-top-benefits-of-refinancing-to-a-15-year-mortgage) - This page explains the benefits of refinancing to a 15-year mortgage.
- [Can You Benefit from a 15-Year Fixed Jumbo Refinance?](https://www.americanfinancing.net/can-you-benefit-from-a-15-year-fixed-jumbo-refinance) - This page explains the benefits, disadvantages, and considerations of a 15-year fixed jumbo refinance.
- [Smart Equity Loans for Debt Consolidation](https://www.americanfinancing.net/smart-equity-loans-for-debt-consolidation) - This page explains Smart Equity Loans for debt consolidation and offers pre-qualification.
- [The Best Times to Refi From 30 to 15 Years](https://www.americanfinancing.net/the-best-times-to-refi-from-30-to-15-years) - This page explains refinancing a 30-year mortgage to a 15-year term.
- [When to Act and Refinance a Mortgage From 30 to 15 Years](https://www.americanfinancing.net/when-to-act-and-refinance-a-mortgage-from-30-to-15-years) - This page explains refinancing a 30-year mortgage to a 15-year loan.
- [Consider Refinancing a Mortgage from 30-Year to 15-Year Terms Before Retirement](https://www.americanfinancing.net/consider-refinancing-a-mortgage-from-30-year-to-15-year-terms-before-retirement) - This page explains refinancing a 30-year mortgage to 15-year terms before retirement.
- [Is a No Closing Cost Mortgage Refinance Right for You?](https://www.americanfinancing.net/is-a-no-closing-cost-mortgage-refinance-right-for-you) - This page explains no closing cost mortgage refinancing, its pros, cons, and suitability.
- [Mortgage Refinancing Options for Debt Consolidation](https://www.americanfinancing.net/mortgage-refinancing-options-for-debt-consolidation) - This page explains mortgage refinancing options for debt consolidation.
- [Can We Refinance a HARP Loan?](https://www.americanfinancing.net/can-we-refinance-a-harp-loan) - This page explains mortgage refinancing options, emphasizing increased home equity and HARP loan alternatives.
- [Refinancing and Postponing Two Mortgage Payments](https://www.americanfinancing.net/refinancing-and-postponing-two-mortgage-payments) - This page explains mortgage refinancing and how payment postponements work.
- [How Often Can You Refinance Your Home?](https://www.americanfinancing.net/how-often-can-you-refinance-your-home) - This page explains mortgage refinance frequency, requirements, and benefits.
- [FHA ARM Refinance: How to Refinance into a Fixed-Rate FHA Mortgage](https://www.americanfinancing.net/fha-arm-refinance-how-to-refinance-into-a-fixed-rate-fha-mortgage) - This page explains how to refinance FHA adjustable-rate mortgages and associated options.
- [How to Refinance a Mortgage With No Equity](https://www.americanfinancing.net/how-to-refinance-a-mortgage-with-no-equity) - This page explains how to refinance a mortgage with little or no home equity.
- [Best Tips for Refinancing a House to Save Money](https://www.americanfinancing.net/best-tips-for-refinancing-a-house-to-save-money) - This page explains how to refinance a mortgage to save money.
- [Can You Refinance a Mortgage After Forbearance?](https://www.americanfinancing.net/can-you-refinance-a-mortgage-after-forbearance) - This page explains how to refinance a mortgage after forbearance.
- [Can I Cash-Out Refinance a Second Home?](https://www.americanfinancing.net/can-i-cash-out-refinance-a-second-home) - This page explains how to cash-out refinance a second home.
- [How Higher Lender Fees Will Impact Your Mortgage Refinance](https://www.americanfinancing.net/how-higher-lender-fees-will-impact-your-mortgage-refinance) - This page explains how lender fees impact mortgage refinancing.
- [Should You Refinance Your ARM Loan?](https://www.americanfinancing.net/should-you-refinance-your-arm-loan) - This page explains how and why to refinance an Adjustable Rate Mortgage (ARM) loan.
- [How to Refinance a HELOC: Your Options and What to Know](https://www.americanfinancing.net/how-to-refinance-a-heloc-your-options-and-what-to-know) - This page explains how and when to refinance a home equity line of credit (HELOC).
- [Navigating Home Loan Refinancing with No (or Low) Equity](https://www.americanfinancing.net/navigating-home-loan-refinancing-with-no-or-low-equity) - This page explains home loan refinancing options, even with little equity.
- [HELOC for Projects, Investments, and More: How to Use a HELOC](https://www.americanfinancing.net/heloc-for-projects-investments-and-more-how-to-use-a-heloc) - This page explains Home Equity Lines of Credit (HELOCs) and their uses.
- [Want a HELOC? You Should Meet These Credit Requirements](https://www.americanfinancing.net/want-a-heloc-you-should-meet-these-credit-requirements) - This page explains HELOC credit score requirements and alternatives.
- [Own Your Home Outright Faster With a Fixed-Rate 15-Year Refinance](https://www.americanfinancing.net/own-your-home-outright-faster-with-a-fixed-rate-15-year-refinance) - This page explains fixed-rate 15-year mortgage refinancing to accelerate home ownership.
- [How to Refinance an FHA Loan Using Streamline Financing](https://www.americanfinancing.net/how-to-refinance-an-fha-loan-using-streamline-financing) - This page explains FHA streamline refinancing requirements, benefits, and process.
- [Should You Wait to Apply for an FHA Streamline Refi?](https://www.americanfinancing.net/should-you-wait-to-apply-for-an-fha-streamline-refi) - This page explains FHA Streamline Refinance types, eligibility, benefits, and drawbacks.
- [Who Should Consider an FHA Streamline Refinance 15-Year Fixed Mortgage?](https://www.americanfinancing.net/who-should-consider-an-fha-streamline-refinance-15-year-fixed-mortgage) - This page explains FHA streamline refinance 15-year fixed mortgages, qualifications, and benefits.
- [What is the Max Cash Back on FHA Rate and Term Refinance Loans?](https://www.americanfinancing.net/what-is-the-max-cash-back-on-fha-rate-and-term-refinance-loans) - This page explains FHA rate and term refinance loans, including cash back and eligibility.
- [Why Choose an FHA Cash-Out Refinance?](https://www.americanfinancing.net/why-choose-an-fha-cash-out-refinance) - This page explains FHA cash-out refinance: how it works, requirements, and alternatives.
- [FHA 15-Year Refinance Rates: What to Expect and How They Differ](https://www.americanfinancing.net/fha-15-year-refinance-rates-what-to-expect-and-how-they-differ) - This page explains FHA 15-year refinance rates, loan types, benefits, and qualifications.
- [When You Should Act on a 15-Year Fixed Interest Rate Refinance](https://www.americanfinancing.net/when-you-should-act-on-a-15-year-fixed-interest-rate-refinance) - This page explains factors for considering a 15-year fixed mortgage refinance.
- [Which Lowest 15-Year Refinance is Best for You?](https://www.americanfinancing.net/which-lowest-15-year-refinance-is-best-for-you) - This page explains factors for choosing a 15-year mortgage refinance, not solely lowest rates.
- [Who Should Consider a Refinance and HELOC at the Same Time?](https://www.americanfinancing.net/who-should-consider-a-refinance-and-heloc-at-the-same-time) - This page explains combining mortgage refinancing with a Home Equity Line of Credit (HELOC).
- [What to Expect with a Cash-Out Refinance on an ARM](https://www.americanfinancing.net/what-to-expect-with-a-cash-out-refinance-on-an-arm) - This page explains cash-out refinancing an adjustable-rate mortgage (ARM).
- [Mortgage "Recasting" vs. Refinancing](https://www.americanfinancing.net/mortgage-recasting-vs-refinancing) - This page explains and compares mortgage recasting and refinancing strategies.
- [Cash-Out Refinance vs. HELOC](https://www.americanfinancing.net/cash-out-refinance-vs-heloc) - This page explains and compares cash-out refinance and HELOC for accessing home equity.
- [Get Help Finding the Best 15-Year Refi for Your Home](https://www.americanfinancing.net/get-help-finding-the-best-15-year-refi-for-your-home) - This page explains 15-year mortgage refinancing benefits and options.
- [Understanding What Your 15-Year Refinance APR Means](https://www.americanfinancing.net/understanding-what-your-15-year-refinance-apr-means) - This page explains 15-year mortgage refinance APR, distinguishing it from interest rates.
- [2022 is the Year of the 15-Year Jumbo Refi](https://www.americanfinancing.net/2022-is-the-year-of-the-15-year-jumbo-refi) - This page explains 15-year jumbo loan refinancing, its benefits, and qualifications.
- [How Does Today's Best Refinance Rate for 15-Year Mortgage Options Compare?](https://www.americanfinancing.net/how-does-todays-best-refinance-rate-for-15-year-mortgage-options-compare) - This page discusses the history, trends, and timing for 15-year mortgage refinancing.
- [How Have 15-Year Mortgage Cash-Out Refinance Rates Changed?](https://www.americanfinancing.net/how-have-15-year-mortgage-cash-out-refinance-rates-changed) - This page discusses 15-year cash-out refinance rate trends and influencing factors.
- [Move Past an Adjustable-Rate Mortgage: Refinance Your Home with a 15-Year Fixed Loan](https://www.americanfinancing.net/move-past-an-adjustable-rate-mortgage-refinance-your-home-with-a-15-year-fixed-loan) - This page details refinancing adjustable-rate mortgages to 15-year fixed loans.
- [What Does it Cost to Refinance a Mortgage?](https://www.americanfinancing.net/what-does-it-cost-to-refinance-a-mortgage) - This page details mortgage refinancing costs and associated fees.
- [Jumbo Home Refinancing](https://www.americanfinancing.net/jumbo-home-refinancing) - Learn the requirements, limits, and options for refinancing a jumbo mortgage and how and why they differ from other mortgage types.
- [Bank Statement Refinancing](https://www.americanfinancing.net/bank-statement-refinancing) - Self-employed borrowers who do not receive a W-2, like independent contractors, can use bank statements instead of tax returns to verify income for a mortgage.
- [Refinancing a 30-Year Mortgage](https://www.americanfinancing.net/refinancing-a-30-year-mortgage) - Refinancing a 30-year mortgage can lock in a lower interest rate, reduce the term, and help you own the home faster. Find a refinance that works for you.
- [Adjustable Rate Mortgage](https://www.americanfinancing.net/adjustable-rate-mortgage) - Refinancing into or out of an adjustable-rate mortgage requires some finesse. Get started on your ARM refinance to start working toward your financial future.
- [When Should I Refinance My Mortgage?](https://www.americanfinancing.net/when-should-i-refinance-my-mortgage) - If you're asking, "when should I refinance my mortgage?", use these common questions and answers plus tips to help determine when the right time is to refinance.
- [Refinancing to Pay Off Debt: Low Rates, Great Savings](https://www.americanfinancing.net/refinancing-to-pay-off-debt-low-rates-great-savings) - Paying off debt can take forever. But, there are solutions. If you have home equity, a mortgage refinance could help you pay off debt sooner rather than later.
- [High LTV Refinance Option (HIRO) for Homeowners](https://www.americanfinancing.net/high-ltv-refinance-option-hiro-for-homeowners) - Do you owe more money on your home than it's worth? Fannie Mae's High LTV Refinance Option (HIRO) provides a long-term solution for underwater borrowers.

## State Mortgage Guides
- [Alabama Home Loans](https://www.americanfinancing.net/alabama-home-loans) - Learn about low rate mortgage programs for your Alabama home from American Financing and let us take the hassle out of the home loan process.
- [Alaska Home Loans](https://www.americanfinancing.net/alaska-home-loans) - This page provides Alaska home mortgage loans, refinancing, and related assistance.
- [Arizona Home Loans](https://www.americanfinancing.net/arizona-home-loans) - Provides information and pre-qualification for Arizona home purchase and refinance mortgages.
- [Arkansas Home Loans](https://www.americanfinancing.net/arkansas-home-loans) - Learn about low rate mortgage programs for your Arkansas home from American Financing and let us take the hassle out of the home loan process.
- [California Home Loans](https://www.americanfinancing.net/california-home-loans) - This page provides California home loan and refinancing services.
- [Colorado Home Loans](https://www.americanfinancing.net/colorado-home-loans) - This page details Colorado home loan and refinancing options and assistance.
- [Connecticut Home Loans](https://www.americanfinancing.net/connecticut-home-loans) - This page provides Connecticut home loan, refinancing, and homebuyer assistance information.
- [Delaware Home Loans](https://www.americanfinancing.net/delaware-home-loans) - This page provides Delaware home loan services, information, and financial tools.
- [District of Columbia Home Loans](https://www.americanfinancing.net/district-of-columbia-home-loans) - Looking for a new home or thinking of refinancing your current D.C. house? American Financing offers a wide range of loan programs to align with your goals.
- [Florida Home Loans](https://www.americanfinancing.net/florida-home-loans) - Looking to refinance an existing mortgage or purchase a new Florida home? American Financing helps Floridians get low rate home loans that align to your goals.
- [Georgia Home Loans](https://www.americanfinancing.net/georgia-home-loans) - American Financing can help take the hassle out of finding the right mortgage. Compare available low rate mortgage programs for your Georgia home.
- [Hawaii Home Loans](https://www.americanfinancing.net/hawaii-home-loans) - This page details Hawaii home purchase and refinancing mortgage options.
- [Idaho Home Loans](https://www.americanfinancing.net/idaho-home-loans) - Learn about low rate mortgage programs for your Idaho home from American Financing and let us take the hassle out of the home loan process.
- [Illinois Home Loans](https://www.americanfinancing.net/illinois-home-loans) - This page provides Illinois home mortgage and refinancing information and services.
- [Indiana Home Loans](https://www.americanfinancing.net/indiana-home-loans) - This page offers Indiana home loans, refinancing, and a homebuyer class search tool.
- [Iowa Home Loans](https://www.americanfinancing.net/iowa-home-loans) - This page offers Iowa home mortgage and refinancing services and information.
- [Kansas Home Loans](https://www.americanfinancing.net/kansas-home-loans) - This page provides Kansas home loan, refinance options, and pre-qualification tool.
- [Kentucky Home Loans](https://www.americanfinancing.net/kentucky-home-loans) - This page provides Kentucky home loan, refinancing, and assistance information.
- [Louisiana Home Loans](https://www.americanfinancing.net/louisiana-home-loans) - Provides Louisiana home mortgage information, refinancing, and pre-qualification tools.
- [Maine Home Loans](https://www.americanfinancing.net/maine-home-loans) - This page offers Maine home purchase and refinance mortgage services.
- [Maryland Home Loans](https://www.americanfinancing.net/maryland-home-loans) - Provides Maryland home loan options, refinancing, and assistance information.
- [Massachusetts Home Loans](https://www.americanfinancing.net/massachusetts-home-loans) - Provides Massachusetts home mortgage and refinancing information, with a pre-qualification tool.
- [Michigan Home Loans](https://www.americanfinancing.net/michigan-home-loans) - American Financing finds the best new mortgage and refinancing programs available in Michigan. Contact a mortgage consultant to learn your options.
- [Minnesota Home Loans](https://www.americanfinancing.net/minnesota-home-loans) - This page provides Minnesota-specific home purchase and refinance mortgage services.
- [Mississippi Home Loans](https://www.americanfinancing.net/mississippi-home-loans) - Provides Mississippi home loan, refinancing information, and application tools.
- [Missouri Home Loans](https://www.americanfinancing.net/missouri-home-loans) - This page details Missouri home purchase, refinance, and assistance options.
- [Montana Home Loans](https://www.americanfinancing.net/montana-home-loans) - Provides Montana home mortgage and refinancing services.
- [Nebraska Home Loans](https://www.americanfinancing.net/nebraska-home-loans) - This page provides Nebraska home purchase, refinance, and reverse mortgage options.
- [Nevada Home Loans](https://www.americanfinancing.net/nevada-home-loans) - Learn about mortgage and home refinancing programs available in Nevada. Compare your options and speak with a home mortgage consultant to get started.
- [New Hampshire Home Loans](https://www.americanfinancing.net/new-hampshire-home-loans) - This page provides New Hampshire home mortgage and refinancing services.
- [New Jersey Home Loans](https://www.americanfinancing.net/new-jersey-home-loans) - Learn about low rate mortgage programs for your New Jersey home from American Financing and let us take the hassle out of the home loan process.
- [New Mexico Home Loans](https://www.americanfinancing.net/new-mexico-home-loans) - This page details New Mexico home loan, refinancing, and down payment assistance.
- [New York Home Loans](https://www.americanfinancing.net/new-york-home-loans) - This page details New York home mortgage, refinance, and assistance options.
- [North Carolina Home Loans](https://www.americanfinancing.net/north-carolina-home-loans) - Offers North Carolina home purchase, refinance, and reverse mortgage services.
- [North Dakota Home Loans](https://www.americanfinancing.net/north-dakota-home-loans) - This page provides North Dakota home loan, refinancing, rates, and assistance information.
- [Ohio Home Loans](https://www.americanfinancing.net/ohio-home-loans) - This page provides Ohio home loan details, current rates, and application access.
- [Oklahoma Home Loans](https://www.americanfinancing.net/oklahoma-home-loans) - Looking to refinance an existing mortgage or purchase a home in Oklahoma? American Financing can help you get low rate home loans that align to your goals
- [Oregon Home Loans](https://www.americanfinancing.net/oregon-home-loans) - This page details Oregon mortgage options, rates, and refinancing assistance.
- [Pennsylvania Home Loans](https://www.americanfinancing.net/pennsylvania-home-loans) - This page offers Pennsylvania home purchase, refinance, and reverse mortgage services.
- [Rhode Island Home Loans](https://www.americanfinancing.net/rhode-island-home-loans) - Rhode Island residents get the best service and mortgage guidance from experienced consultants at American Financing. Call to learn how we can help you!
- [South Carolina Home Loans](https://www.americanfinancing.net/south-carolina-home-loans) - This page provides South Carolina mortgage information, services, and class search.
- [South Dakota Home Loans](https://www.americanfinancing.net/south-dakota-home-loans) - Finding a low rate mortgage is easy with American Financing. Contact an experienced home mortgage professional to find the best home loans in South Dakota!
- [Tennessee Home Loans](https://www.americanfinancing.net/tennessee-home-loans) - This page provides Tennessee home mortgage, refinance, and down payment assistance information.
- [Texas Home Loans](https://www.americanfinancing.net/texas-home-loans) - Provides Texas home purchase and refinance mortgage options and application.
- [Utah Home Loans](https://www.americanfinancing.net/utah-home-loans) - This page provides information and services for Utah home loans and refinancing.
- [Vermont Home Loans](https://www.americanfinancing.net/vermont-home-loans) - This page provides Vermont home loan, refinancing information, and a homebuyer class search tool.
- [Virginia Home Loans](https://www.americanfinancing.net/virginia-home-loans) - Offers Virginia home mortgages, refinancing, and buyer assistance.
- [Washington Home Loans](https://www.americanfinancing.net/washington-home-loans) - Provides Washington state mortgage options for home purchase and refinance.
- [West Virginia Home Loans](https://www.americanfinancing.net/west-virginia-home-loans) - This page offers West Virginia home purchase, refinance, and reverse mortgage services.
- [Wisconsin Home Loans](https://www.americanfinancing.net/wisconsin-home-loans) - Whether buying your first Wisconsin home or looking to refinance your existing mortgage, American Financing can help find the perfect loan for your needs.
- [Wyoming Home Loans](https://www.americanfinancing.net/wyoming-home-loans) - Provides Wyoming mortgage and refinancing details, plus homebuyer education.

## Homebuyer Education & Market Analysis
- [First-Time Homebuyer Classes](https://www.americanfinancing.net/first-time-homebuyer-classes) - This page provides a state-by-state directory of first-time homebuyer education resources.
- [Tips for Buying a Home in Nashville](https://www.americanfinancing.net/tips-for-buying-a-home-in-nashville) - This page provides tips and guidance for buying a home in Nashville.
- [Buying a Home in Another State? 6 Tips for Long Distance House Hunting](https://www.americanfinancing.net/buying-a-home-in-another-state-6-tips-for-long-distance-house-hunting) - This page provides tips and guidance for buying a home in another state.
- [Mortgage Lenders Survey Down Payment Preferences & How They Influence Home Cost](https://www.americanfinancing.net/mortgage-lender-survey-down-payment-preferences-how-they-influence-home-cost) - This page provides survey data on mortgage down payment preferences and home costs.
- [How Much Should You Have in Savings by Age?](https://www.americanfinancing.net/how-much-should-you-have-in-savings-by-age) - This page provides recommended personal savings targets by age.
- [Questions to Ask Before Choosing a Home Builder](https://www.americanfinancing.net/questions-to-ask-before-choosing-a-home-builder) - This page provides questions to ask before selecting a home builder.
- [5 Mortgage Tips for Millennial Homebuyers](https://www.americanfinancing.net/5-mortgage-tips-for-millennial-homebuyers) - This page provides mortgage tips specifically for millennial homebuyers.
- [Money Management Tips to Achieve Financial Stability](https://www.americanfinancing.net/money-management-tips-to-achieve-financial-stability) - This page provides money management tips to achieve financial stability.
- [12 Questions to Ask Before Hiring a Contractor](https://www.americanfinancing.net/12-questions-to-ask-before-hiring-a-contractor) - This page provides interview questions for selecting a home renovation contractor.
- [What You Need to Know About the $25,000 First-Time Homebuyer Grant](https://www.americanfinancing.net/what-you-need-to-know-about-the-25000-first-time-homebuyer-grant) - This page provides information on the proposed $25,000 first-time homebuyer grant.
- [Stimulus Checks: When You’ll Get Yours and What to Do With It](https://www.americanfinancing.net/stimulus-checks-when-youll-get-yours-and-what-to-do-with-it) - This page provides information on stimulus check eligibility, amounts, timing, and usage.
- [Can You Buy a House With Student Loans?](https://www.americanfinancing.net/can-you-buy-a-house-with-student-loans) - This page provides information on obtaining a mortgage with student loan debt.
- [Buying a Home with Bad Credit](https://www.americanfinancing.net/buying-a-home-with-bad-credit) - This page provides information on getting a mortgage with bad credit and improving it.
- [8 Home Buying Myths You Need to Move Past](https://www.americanfinancing.net/8-home-buying-myths-you-need-to-move-past) - This page provides factual information debunking common home buying myths.
- [Budgeting for Homeownership: Mortgages for One Income Households](https://www.americanfinancing.net/budgeting-for-homeownership-mortgages-for-one-income-households) - This page provides budgeting and homeownership guidance for single-income households.
- [Budgets & Financing](https://www.americanfinancing.net/budgets-financing) - This page provides articles on budgeting, personal finance, and homeownership.
- [Mortgage Basics](https://www.americanfinancing.net/mortgage-basics) - This page provides articles explaining various aspects of mortgages and home financing.
- [The Home Selling Process: An Easy Home Seller’s Guide](https://www.americanfinancing.net/the-home-selling-process-an-easy-home-sellers-guide) - This page provides an easy-to-understand guide for the home selling process.
- [Tips for Buying a House in the Austin Housing Market](https://www.americanfinancing.net/tips-for-buying-a-house-in-the-austin-housing-market) - This page provides a guide with tips for buying a house in the Austin market.
- [Guide to Buying a Home in a Hot Seattle Real Estate Market](https://www.americanfinancing.net/guide-to-buying-a-home-in-a-hot-seattle-real-estate-market) - This page provides a guide to buying a home in Seattle's hot real estate market.
- [Buying a Home in the Hot Portland Housing Market](https://www.americanfinancing.net/buying-a-home-in-the-hot-portland-housing-market) - This page provides a guide for buying a home in Portland's housing market.
- [How to Make a Monthly Budget](https://www.americanfinancing.net/how-to-make-a-monthly-budget) - This page provides a guide explaining how to make and manage a monthly budget.
- [Expert Advice for First-Time Homebuyers](https://www.americanfinancing.net/expert-advice-for-first-time-homebuyers) - This page provides advice for first-time homebuyers.
- [How to Find the Best Mortgage Lender](https://www.americanfinancing.net/how-to-find-the-best-mortgage-lender) - This page provides advice and tips for finding the best mortgage lender.
- [Holiday Home Buying: How to Land an Incredible Deal](https://www.americanfinancing.net/holiday-home-buying-how-to-land-an-incredible-deal) - This page provides advantages and tips for holiday home buying.
- [The Importance of Home Inspections: What to Look for & How it Works](https://www.americanfinancing.net/the-importance-of-home-inspections-what-to-look-for-how-it-works) - This page provides a detailed guide to understand home inspections and their benefits.
- [8 Budgeting Tips for New Homeowners](https://www.americanfinancing.net/8-budgeting-tips-for-new-homeowners) - This page provides 8 budgeting tips for new homeowners.
- [5 Tips for Protecting Your Finances](https://www.americanfinancing.net/5-tips-for-protecting-your-finances) - This page offers strategies and tips for protecting personal finances.
- [Easy Ways to Save for a House](https://www.americanfinancing.net/easy-ways-to-save-for-a-house) - This page offers practical tips on saving money for a house.
- [Home Buying Tips for Recent College Graduates](https://www.americanfinancing.net/home-buying-tips-for-recent-college-graduates) - This page offers home buying tips for recent college graduates.
- [How to Choose a Real Estate Agent](https://www.americanfinancing.net/how-to-choose-a-real-estate-agent) - This page offers guidance on how to choose a real estate agent.
- [What to Ask a Real Estate Agent: 8 Questions to Get Started](https://www.americanfinancing.net/what-to-ask-a-real-estate-agent-8-questions-to-get-started) - This page lists key questions for interviewing real estate agents.
- [10 Important Questions to Ask a Mortgage Lender](https://www.americanfinancing.net/10-important-questions-to-ask-a-mortgage-lender) - This page lists crucial questions to ask mortgage lenders for home purchase or refinance.
- [Think Twice Before Using a 401(k) for a Down Payment on a Home](https://www.americanfinancing.net/think-twice-before-using-a-401k-for-a-down-payment-on-a-home) - This page explains using a 401(k) for a home down payment, detailing risks and alternatives.
- [Mortgage Loan Application Process: How It Works](https://www.americanfinancing.net/mortgage-loan-application-process-how-it-works) - This page explains the mortgage loan application process and requirements.
- [4 Reasons to Get a Pest Inspection Before Buying a House](https://www.americanfinancing.net/4-reasons-to-get-a-pest-inspection-before-buying-a-house) - This page explains the importance and requirements of pest inspections for home buying.
- [What is the FIRE Movement?](https://www.americanfinancing.net/what-is-the-fire-movement) - This page explains the FIRE (Financial Independence, Retire Early) movement.
- [Home Offer Not Accepted: What Happened, What’s Next? House Buying Tips](https://www.americanfinancing.net/home-offer-not-accepted-what-happened-whats-next-house-buying-tips) - This page explains reasons for rejected home offers and provides tips for success.
- [Buying a Short Sale Home — 5 Obstacles to Look Out For](https://www.americanfinancing.net/buying-a-short-sale-home-5-obstacles-to-look-out-for) - This page explains obstacles and provides advice for buying short sale homes.
- [Mortgage Reserves & Assets Needed to Buy a Home](https://www.americanfinancing.net/mortgage-reserves-assets-needed-to-buy-a-home) - This page explains mortgage reserves and assets required for home buying.
- [Mortgage Interest Tax Deduction: What You Need to Know](https://www.americanfinancing.net/mortgage-interest-tax-deduction-what-you-need-to-know) - This page explains mortgage interest tax deduction rules and limitations.
- [Mortgage Down Payment Gift Rules](https://www.americanfinancing.net/mortgage-down-payment-gift-rules) - This page explains mortgage down payment gift rules for various loan types.
- [In-House Mortgage Underwriting: Why it Matters](https://www.americanfinancing.net/in-house-mortgage-underwriting-why-it-matters) - This page explains in-house mortgage underwriting benefits and offers pre-qualification.
- [Guide to Shopping Interest Rates & Comparing Mortgage Lenders](https://www.americanfinancing.net/guide-to-shopping-interest-rates-comparing-mortgage-lenders) - This page explains how to shop for mortgage interest rates and compare lenders.
- [How to Set Financial Goals and Achieve Them](https://www.americanfinancing.net/how-to-set-financial-goals-and-achieve-them) - This page explains how to set and achieve financial goals.
- [Does Getting Pre-Approved Hurt Your Credit?](https://www.americanfinancing.net/does-getting-pre-approved-hurt-your-credit) - This page explains how mortgage pre-approval affects credit scores.
- [The Top First-Time Homebuyer Benefits](https://www.americanfinancing.net/the-top-first-time-homebuyer-benefits) - This page explains first-time homebuyer benefits and government assistance programs.
- [The Benefits of Buying a Home With Cash](https://www.americanfinancing.net/the-benefits-of-buying-a-home-with-cash) - This page explains benefits and drawbacks of buying a home with cash offers.
- [What is the Average Down Payment for a First-Time Homebuyer?](https://www.americanfinancing.net/what-is-the-average-down-payment-for-a-first-time-homebuyer) - This page explains average and minimum down payments for first-time homebuyers.
- [Buying a Townhouse: What You Must Know](https://www.americanfinancing.net/buying-a-townhouse-what-you-must-know) - This page details the pros, cons, and investment of buying a townhouse.
- [Benefits of Owning a Home vs Renting: Investing in Yourself](https://www.americanfinancing.net/benefits-of-owning-a-home-vs-renting-investing-in-yourself) - This page details the benefits of homeownership compared to renting.
- [Buying a House with a Friend or Co-Owner: Benefits & Drawbacks](https://www.americanfinancing.net/buying-a-house-with-a-friend-or-co-owner-benefits-drawbacks) - This page details the benefits and drawbacks of co-owning a home.
- [How to Make a Competitive Offer on a Home That Gets Accepted](https://www.americanfinancing.net/how-to-make-a-competitive-offer-on-a-home-that-gets-accepted) - This page details how to make a competitive home offer that gets accepted.
- [How to Improve Your Mortgage Credit Score](https://www.americanfinancing.net/how-to-improve-your-mortgage-credit-score) - This page details how to improve mortgage credit scores and outlines loan program credit requirements.
- [First-Time Homebuyer Strategies for Single Moms or Dads](https://www.americanfinancing.net/first-time-homebuyer-strategies-for-single-moms-or-dads) - This page details first-time homebuyer strategies and assistance programs for single parents.
- [What is a Good Debt-to-Income Ratio to Buy a House?](https://www.americanfinancing.net/what-is-a-good-debt-to-income-ratio-to-buy-a-house) - This page details debt-to-income ratio's role in mortgage qualification and improvement.
- [What Does ‘Contingent’ Mean in Real Estate?](https://www.americanfinancing.net/what-does-contingent-mean-in-real-estate) - This page defines real estate contingencies, their types, and their impact on home buying.
- [When is the Best Time to Buy a House?](https://www.americanfinancing.net/when-is-the-best-time-to-buy-a-house) - This page analyzes factors determining the best time to buy a house.
- [The Best States for First-Time Homebuyers in 2022](https://www.americanfinancing.net/the-best-states-for-first-time-homebuyers-in-2022) - This page analyzes and lists the best U.S. states for first-time homebuyers.
- [Should You Save for a House or Pay Off Debt?](https://www.americanfinancing.net/should-you-save-for-a-house-or-pay-off-debt) - This page advises on whether to save for a house or pay off debt.
- [How to Compete Against All-Cash Homebuyers](https://www.americanfinancing.net/how-to-compete-against-all-cash-homebuyers) - This page advises mortgage-seeking buyers on competing against all-cash home offers.
- [Tips for Buying a Home in Tampa](https://www.americanfinancing.net/tips-for-buying-a-home-in-tampa) - Provides tips and advice for buying a home in Tampa, Florida.
- [5 Tips for Buying a Home in Phoenix](https://www.americanfinancing.net/5-tips-for-buying-a-home-in-phoenix) - Provides Phoenix home buying tips and loan pre-qualification.
- [Millennial Homebuyer Mistakes to Avoid](https://www.americanfinancing.net/millennial-homebuyer-mistakes-to-avoid) - Provides information on common millennial home-buying mistakes.
- [Home Purchasing FAQ](https://www.americanfinancing.net/home-purchasing-faq) - Provides home purchasing FAQs and a mortgage pre-qualification tool.
- [Understanding Financing Options for Investment Properties](https://www.americanfinancing.net/understanding-financing-options-for-investment-properties) - Provides guidance on financing and utilizing real estate investment properties.
- [Buying a New Home](https://www.americanfinancing.net/buying-a-new-home) - Provides a guide to home buying and a tool for loan pre-qualification.
- [How to Use Gifted Equity as a Down Payment for a Purchase or Sale](https://www.americanfinancing.net/how-to-use-gifted-equity-as-a-down-payment-for-a-purchase-or-sale) - Explains using gifted home equity as a home purchase down payment.
- [How the Mortgage Loan Closing Process Works](https://www.americanfinancing.net/how-the-mortgage-loan-closing-process-works) - Explains the mortgage loan closing process for homebuyers.
- [What is the 50/30/20 Rule?](https://www.americanfinancing.net/what-is-the-50-30-20-rule) - Explains the 50/30/20 personal budgeting rule and its application.
- [What is a Mortgage Contingency Agreement or Clause?](https://www.americanfinancing.net/what-is-a-mortgage-contingency-agreement-or-clause) - Explains mortgage contingency agreements and other real estate clauses.
- [Guide to Income Requirements for First-Time Homebuyers](https://www.americanfinancing.net/guide-to-income-requirements-for-first-time-homebuyers) - Explains income requirements and financial considerations for first-time homebuyers.
- [What is a Good Credit Score to Buy a Home?](https://www.americanfinancing.net/what-is-a-good-credit-score-to-buy-a-home) - Explains credit score requirements and improvement for home financing.
- [Things to Consider When Buying an Older Home](https://www.americanfinancing.net/things-to-consider-when-buying-an-older-home) - Explains considerations, benefits, and drawbacks when buying older homes.
- [Buying a Condo](https://www.americanfinancing.net/buying-a-condo) - Explains buying condominiums, associated costs, and offers loan pre-qualification.
- [Red Flags to Look for When Buying a Condo](https://www.americanfinancing.net/red-flags-to-look-for-when-buying-a-condo) - Details red flags and risks for buying a condo.
- [Who Pays Closing Costs on a Home Mortgage? Be Prepared to Negotiate](https://www.americanfinancing.net/who-pays-closing-costs-on-a-home-mortgage-be-prepared-to-negotiate) - Details home mortgage closing costs and payment responsibilities.
- [A Closer Look at the Charlotte Real Estate Market](https://www.americanfinancing.net/a-closer-look-at-the-charlotte-real-estate-market) - Analyzes the Charlotte, NC real estate market for homebuyers.
- [Home Buying](https://www.americanfinancing.net/home-buying) - Purchasing a home can feel overwhelming and complicated. Let the mortgage pros at American Financing guide you through the home buying journey.
- [Housing & Markets](https://www.americanfinancing.net/housing-markets) - Get the latest information on the housing and mortgage market. The knowledgeable specialists at American Financing are always a step ahead.
- [New Fed Chairman Takes Office for 2018 | American Financing](https://www.americanfinancing.net/new-fed-chair-in-office-what-does-this-mean-for-you) - On November 2, 2017, President Donald Trump nominated Jerome Powell to serve as the Chair of the Federal Reserve (Fed). Learn what this means to you as a homeowner or potential first-time home buyer. Contact American Financing for more information on mortgages and rates.

## Legal Disclosures & Corporate Profile
- [Additional Legal Disclosures](https://www.americanfinancing.net/additional-legal-disclosures) - This page provides updated FHA and Conventional mortgage rates and payment examples.
- [Terms of Use](https://www.americanfinancing.net/terms-of-use) - This page provides the legal terms, conditions, and user agreements for this website.
- [America's Home for Home Loans](https://www.americanfinancing.net/americas-home-for-home-loans) - This page provides home purchase, refinance, and home equity mortgage services.
- [What American Financing is all about.](https://www.americanfinancing.net/what-american-financing-is-all-about) - This page provides American Financing's mortgage solutions and company profile.
- [American Financing Awards](https://www.americanfinancing.net/american-financing-awards) - This page lists awards recognizing American Financing's workplace and business achievements.
- [American Financing Gives Back](https://www.americanfinancing.net/american-financing-gives-back) - This page lists American Financing's charitable donations and community support initiatives.
- [Pre-Qualify Today!](https://www.americanfinancing.net/pre-qualify-today) - This page gathers user contact information for mortgage pre-qualification.
- [Schedule a Mortgage Appointment](https://www.americanfinancing.net/schedule-a-mortgage-appointment) - This page facilitates mortgage appointment scheduling and company contact.
- [American Financing: An Unparalleled Ally for First-Time Homebuyers](https://www.americanfinancing.net/american-financing-an-unparalleled-ally-for-first-time-homebuyers) - This page explains American Financing's assistance for first-time homebuyers with credit, loans, and support.
- [Accessibility](https://www.americanfinancing.net/accessibility) - This page details American Financing's website accessibility commitment and issue reporting.
- [American Financing Careers](https://www.americanfinancing.net/american-financing-careers) - This page describes American Financing's careers, company culture, and job openings.
- [California Consumer Privacy Act - Removal Request](https://www.americanfinancing.net/california-consumer-privacy-act-removal-request) - Form for submitting California consumer data removal requests.
- [Contact Us](https://www.americanfinancing.net/contact-us) - Contact an American Financing salary-based mortgage consultant for answers to your home purchase or refinancing questions and get started on the right path!
- [American Financing in the News](https://www.americanfinancing.net/american-financing-in-the-news) - Read current news and updates about American Financing and find us on major U.S. media outlets discussing a wide range of home and mortgage topics.
- [American Financing Reviews](https://www.americanfinancing.net/american-financing-reviews) - Don't just take our word! Read American Financing reviews from several trusted sites and see why many of our customers recognize us as the best mortgage lender.
- [Licensed States](https://www.americanfinancing.net/licensed-states) - American Financing is national mortgage lender licensed in all 50 states specializing in new purchase home loans and mortgage refinancing.
- [Have some feedback for us?](https://www.americanfinancing.net/have-some-feedback-for-us) - We value your feedback! Good or bad, tell us about your experience with American Financing and thank you for sharing your story
- [Our Story](https://www.americanfinancing.net/our-story) - Founded in 1999 by Damian and Gabie Maldonado, American Financing has grown from a small Colorado company to a national mortgage lender in all 50 states.
- [Salary-Based Mortgage Consultants](https://www.americanfinancing.net/salary-based-mortgage-consultants) - Learn how salary-based mortgage consultants are paid, the services they provide, and how they can help you find loan options to fit your budget and financial goals.
- [Proactive Measures and Changes During COVID-19](https://www.americanfinancing.net/proactive-measures-and-changes-during-covid-19) - Your safety remains our highest priority, and we want each of you to know we are proactively doing our part to stop the coronavirus (COVID-19) pandemic. Here are a few immediate things we’d like to address so that you know just how important you are to us.
- [How eSign and Digital Signatures Work](https://www.americanfinancing.net/how-esign-and-digital-signatures-work) - Making the home loan process easier is what we do. American Financing uses eSign or electronic signature technology to execute loan documents securely.
- [What is the NMLS Number for Mortgage Lenders & What It Means](https://www.americanfinancing.net/what-is-the-nmls-number-for-mortgage-lenders-what-it-means) - You’ve probably heard and seen a number of ads for mortgage lenders. But have you ever wondered what an NMLS number means? Here’s everything you should know.
- [Importance of Mortgage Company Customer Service](https://www.americanfinancing.net/importance-of-mortgage-company-customer-service) - There is no replacing good customer service and choosing a mortgage lender that proves this is an important step to ensuring your home financing needs are met.