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harp refinancing

Mortgage Information

Streamline Refinancing Information
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Home Affordable Refinance Program (HARP)

If your mortgage balance is greater than your home's current value, a HARP loan program may be right for you.

If you're not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage.


Next Steps:

Contact American Financing at (866)-750-6551 or complete the online application and let our expert team guide you through the FHA loan process.

Sample Calculation - $200,000 Loan

Premium Savings

$200,000 loan
.01 percent Upfront Mortgage Insurance Premium = $20.00
Savings of $3,480/year Or $290/month

Mortgage Insurance Rates Reduced

Monthly mortgage insurance at .55 percent, under FHA Streamline program, decreases $90.93, saving $107.47/month, up to $11,805.11 over the life of the loan.

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