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A home equity line of credit is a form of revolving credit in which your home serves as collateral. Because a home often is a consumer's most valuable asset, many homeowners use home equity credit lines only for major items, such as education, home improvements, or medical bills, and choose not to use them for day-to-day expenses.
Borrowers use home equity loans for some of life’s larger expenses, because homes tend to have a lot of value to borrow against. For example, you find that a lot of borrowers want to
• Remodel or renovate the house
• Pay for a family member’s education
• Finance the purchase of a second home
• Consolidate high-interest debts
American Financing is a Mortgage Banker.
• We do the funding
• We have in-house underwriters
• We are a Direct FHA Lender |
