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18 Mortgage Calculators - Looking for City Resources (Click Here)

What if I Pay More Every Month?

Input Information

Loan Information
Amount :	($)
Interest Rate :	(%)
Length :	(Years)
Additional Payment
Additional Payment :	($)
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Financial Analysis (Switch to Plain English)

	Standard	Additional Payment
Monthly Payment :	$1,663.26	$1,713.26
Total Monthly Payments :	$598,762.60	$561,182.47
Interest Savings :	$37,580.13
Length :	30 Yrs 0 Mts	27 Yrs 3 Mts
Time Saved :	2 Yrs 7 Mts

Plain English Help (Switch to Financial Analysis)

When it comes to a home mortgage loan, you can actually pay off the loan much more quickly and save a great deal of money by simply paying a little extra each month. If you take out a 30 year loan for $250,000.00 with a 7.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,663.26. By the time the 30 year time period is complete, you will have paid $598,762.60 for your home. If you pay just $50.00 more each month, you will pay only $561,182.47 toward your home. This is a savings of $37,580.13. In addition, you will get the loan paid off 2 Years 7 Months sooner than if you paid only your regular monthly payment.

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.

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City Resource v5.1 has 18 of the best Mortgage Calculators you'll ever find. Their easy for the beginner looking to make his/her first home purchase with easy to understand Plain English Help, or you can switch to a Financial Analysis for advanced features, and just so you can have your information on hand when you need it, it will even create a PDF file that you can save or printout. This Desktop Software was designed to help you, and much more.

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