If you are a homeowner who was lucky enough to buy when mortgage rates were low, you may have no interest in refinancing your present loan. But perhaps you bought your home when rates were higher. Or perhaps you have an adjustable rate loan and would like to obtain different terms. Should you refinance? This [...]

When you’re looking for a mortgage, you’re likely to shop among lenders for the most favorable interest rate, and the lowest points and other up-front charges. When you find the most favorable terms and the lender that you want, you’ll apply to that lender. But when you get to settlement, will you actually receive the [...]

With dozens of competing lenders and mortgages to choose from, you may think that today’s home loan market is terribly confusing. It really isn’t though if you know the basic facts about financing a house. That’s what this brochure is designed to give you. Let’s start with the questions that are probably uppermost in your [...]