Denver Home Loan Family, Colorado, Family


	Sitemap


	Mortgage Terms


	Endorsers


	Contact Us

REFINANCE

HOME PURCHASE

HOME EQUITY

Denver Home Loan Family, Colorado, Family

Every once in a while, someone starts a campaign to lower gasoline prices by urging everyone not to purchase any gas on a certain date. The chosen date is far enough in the future to allow for a massive e-mail and newscast campaign to spread the news far and wide throughout the land and get everyone geared up for the big day. The idea is that the resulting surplus of unsold gas would force distributors to lower the prices in order to be able to unload the stuff. There are two problems with that idea: 1) almost no one participates and 2) those who do participate buy their gas either the day before or the day after the target date, so the net result is the same amount of gas is sold and the price stays too high.

I have noticed that most drivers completely ignore the speed limit on the freeway. Where I live, the freeway speed limit in the city is 65 mph. It is quite possible to drive that fast in the right hand (“slow”) lane and have people come up on your bumper and give you an annoyed look as they go around you because they think you are driving too slowly! 80 mph in the left hand (“fast” or “passing”) lane is normal, as are people in hurry braiding in and out of lanes because they think their time is more important than yours and you are in their way. You might not want to hear this, but such driving wastes gas! The same gas you complain and moan about every time you fill out at the pump gets wasted out on the freeway by such drivers. Maybe even YOU??? (Nah………..)

According to the website Howstuffworks (http://auto.howstuffworks.com/question477.htm), the best mileage can be achieved by driving between 40-60 mph. Now I’m here to tell you that driving 40 mph on the freeway will get you one of three things: 1) a ticket for impeding the flow of traffic 2) into - or becoming the cause of - and accident 3) killed. However, driving at 60 mph won’t cause any more dirty looks than driving at 65, as long as you stay in the right hand lane. You won’t cause any accidents, and you won’t get a ticket for impeding traffic. Again, according to Howstuffworks (http://auto.howstuffworks.com/framed.htm?parent=question477.htm&url=http://www.fueleconomy.gov/), gas mileage decreases rapidly at speeds above 60 mph. So you are wasting gas and wasting money by driving faster than 60 mph.

Now I can hear you already: “But, I’m late!” Plan ahead, and leave a couple of minutes earlier. Think about it for a minute. If you drive 65 mph for one whole hour, you will only be 5 miles farther down the road that if you drove 60 mph for that same hour. Those of you who spend a whole hour commuting are usually not driving 65 miles. You are driving more like 10 miles, crawling along at jogging speeds. This won’t work for that sort of commute. However, if your drive is such that you have the option of driving faster than 60 mph, DON’T! Set your cruise control at 60 mph, slow down and save.

The beauty of this system is that you benefit from it even if no one else participates! There is a very real possibility that you could fill up your tank one less time per month. That would save you $20-$50 per month, which is $240-$600 per year. Spend it on Christmas presents. Splurge a little on your vacation. There are lots of ways you could enjoy the extra money. And if other people participate, because more and more people would be buying one less tank of gas per month, the supply really would go up because the demand really would be down, and that would mean lower prices which would benefit everybody (except maybe OPEC, and they don‘t need the money.) Try it!

The mortgage Consultants at American Financing have the best programs for purchasing a home. Whether you’re a first time buyer or a seasoned veteran, we have the ideal program for you and your family. Take advantage of our many options…

$0 down payment programs
No-cost, no-obligation consultations and closings
Traveling mortgage Consultant —we'll come right to your door.
80% 1st mortgage 20% 2nd mortgage with no mortgage insurance.
Salary-based mortgage Consultants and NOT 100% commissioned based loan officers

Type of Loan
Loan Amount
First & Last Name	Email Address
Phone Number

FREE OPTIONAL SOFTWARE

PHOTO RE-SIZER IT's NOW FREE!
With the all new Photo Re-Sizer software, you can easily re-size images and even specify the quality of that image. For instance, if you operate a website, you can lower image qualities so they will download faster. Don't take a chance on losing valuable customers because of slow loading graphics!

Download Size: 1meg

FORM WIZARD
A great tool that sets up a php file for creating quick and easy contact forms for your website with maximum function. Can either have 1 email
address or give them a choice - contact forms like this are a great way of avoiding spam - your email address isn't put into the html. Prefix the
email subject for easy sorting.

The Form Wizard is simple and easy for the beginner and it's FREE.

Download Size: 1meg

THUMB NAIL-IT IT's NOW FREE!
Thumb Nail It is a simple, easy to use program to make thumbnailing of entire folders fast and easy...

Also rename the images at the same time Add a prefix to the thumbnails for greating SE ranking

Download Size: 1meg

POPUP GENERATOR IT's FREE!
Simple To Use Software Makes Creating Popups So Easy, A Child Can Do It!

If You Ever Wanted To Use The Power of PopUps, This Software Is For You!

Download Size: 1meg

FAVICON CREATOR IT's NOW FREE!
With the new Favicon Creator software, you can instantly and easily create both favicon and program icon graphics. There's absolutely nothing to it! Choose your graphic and then the size of the icon you need (the software's default is set for favicons). After rendering your favicon, you simply copy in a line of code to your webpage and then upload the favicon and webpage to your server. That's it! Don't let the top websites have all the fun! Build YOUR favicon today!

Download Size: 1meg

BACKUP PRO NOW FREE!
Backup Pro Can back-up any amount of folders and files, that are anywhere on your system.

Backup Pro can copy the files to another location and zip them if you wish.

Download Size: 1meg

EXE Vault FREE!
The EXE Vault is a handy software program that lets you 'lock' exe files (including setup files) so they can't be opened. The Vault is very easy to use. Simply open the file, click the option and hit 'Do It'. Last 5 actions are shown in a easy to follow list at the bottom. Simple yet very efficient.

Download Size: 1meg

As a pioneering developer and the principal home builder in Strasburg, Pauls Homes® takes pride in the home we build for our customers. Providing homeowner satisfaction and a quality product, we handle all aspects of the home buying process, from design and interior selection to construction and warranty work. Pauls Homes® is dedicated to making sure your home buying experience is the best it can be.

( Read More - Click Here )

	NEW!! Credit Repair Software, IT'S FREE!!
Credit Repair is an amazing Credit Repair Solution. It was designed to help your fix your credit report. Clean up those "questionable" items. The Credit Repair provides you with detailed information, step by step solutions and includes three separate databases for TransUnion, Experian and Equifax. ( Read More ) or Download Now or FREE Credit Report

FHA Government Home Loans and Refinancing

FREE Software | FREE Scripts

EMPLOYMENT OPPORTUNITIES | BECOME A RECIPROCAL AFFILIATE

Win a free monthly mortgage payment up to $5000, 1 Week Closing.
Now That's Service. LIMITED TIME ONLY. "Click Here"

American Financing is a Mortgage Banker offering the best rates for a Home Purchase,
Refinance Mortgage Loan and Home Equity Loans. in the following states.

American Financing
3151 South Vaughn Way, Suite 500, Aurora, CO 80014

Phone (303) 695-7000
Toll Free (866) 750-6551
Toll Free Fax (866) 225-6533

Hours of operation: Mountain Time
Monday - Thursday 7am to 7:30pm | Friday 7am to 6pm | Saturday 9am to 5pm | Sunday 9am to 5pm