Denver Computers, Internet, Colorado Denver Computers  
 
 

Denver Computers, Internet, Colorado Denver Computers

I work from my home, the most peaceful workplace I can think of so far. As a Homemaker and part time Freelance Writer, I submit articles and subscribe to various respectable writing newsletters and do endless research online. But before signing up, I read privacy policies, some brief while others boringly lengthy.

I am just one among millions of unknown but honest Internet users. Why, to my mind, would I worry so much about anyone in the Internet community making me a target for nasty tricks or harassments?

Nonetheless, I feel safe just knowing that the websites that interest me run a committed sense of policy on security.

But when my computer screen started flashing as if gasping for air and slowly died down months ago, I blamed electric current fluctuations. But when my files disappeared and my computer turned alarmingly uncooperative, I referred the case to the expert, my husband.

For the first time, I was hit by a computer virus.

It was not as simple as unplugging the computer connection, sleeping on it for a few days while a computer surgeon works on the damage so everything could be good as new.

I saw months of hard work on research, completed manuscripts stashed in my hard disk, long hours spent online, time, money, and effort my spouse has invested in setting up the whole system, all go down the drain and turn into nothingness.

Going through the process of repair and reconstruction is painfully tedious, time consuming, and costly.

I was angry. I took it as an attack on my person. The perpetrator has no heart.

A series of disturbing yet quite interesting cyber intrusions that followed prodded me to quench my curiosity and do a personal research on what inspires the behavior behind the waste of skill, time and resources involved in these damaging cyber pursuits and other elctronic petty crimes that make life miserable for honest internet users.

CYBER OFFENDERS

Anyone who enters your home without your consent is committing an offense theoretically. Your computer system is an extension of your boundaries and must not be infringed. When someone gains unauthorized access to your computer in any manner or utilizes the computer technology in performing a felony, he/she commits a cyber crime.

The Hacker is always the first person that comes to mind in relation to cyberspace violations. After all, who else can be as knowledgeable and bold enough to break into someone else’s computer system?

Hackers used to have nobler objectives for their being. In the earlier days of the Computer technology, they were the computer experts/geniuses who tested computer systems, with the owners’ consent, for loopholes and recommended better programs or fixed the errors themselves to frustrate any effort to exploit the defective system by more dangerous ‘creatures.’ They even had the Hackers’ Code of Ethics.

There are two types of Hackers: The Ethical Pros, the highly skilled professionals who hire out their skills to organizations concerned about their own network’s safety. They represent Hackers of earlier generation. The other type is the CyberRambos or plain crackers-despised by the Elite Hackers, Crackers crack/break systems for superficial reasons. (UC San Diego Psycho. Dept.: Computer & Network Resources)

But by what many Hackers have become these days, it is difficult to ascribe their destructive behaviors to nobility instead of outright violation.

And by whatever name they are called, these cyber felons have become simply faceless and nameless ‘hackers’ to their victims.

ON MOTIVES

An online article by David Benton entitled: ‘What’s Inside a Cracker?’ from SANS (SysAdmin, Audit, Network, Security) Information Security Reading Room, states seven psychological profiles of malicious hackers as documented by Canadian Psychologist Marc Rogers M.A., Graduate Studies, Dept. of psychology, university of Manitoba and a former Police Computer Crimes Investigator:

Newbie/Tool Kit (NT): new to hacking, have limited computer/programming proficiencies; rely on ready-made pieces of software (tool kits) that are readily available in the Internet;

Internals (IT): disgruntled employees or ex-employees proficient in how the company’s internal systems work;

Coders (CD) and Virus Writers: programmers who’d like to see themselves as elite; they write codes but not for personal use. They have their own networks to experiment with “zoos.” They leave to others to introduce their codes into the “wild” or Internet. (Hacker Psych 101 by Jeremy Quittner);

Cyber-Punks (CP): antisocial geeks, the most visible, socially inept, and burdened with unresolved anger that they take into cyberspace; they relate better to computers than humans and have better computer skills and some programming capabilities; capable of writing their own software, they intentionally engage in malicious acts such as defacing web pages, spamming, credit card number theft, etc.;

Old Guard Hackers (OG): have no criminal intent in its real sense but display an alarming disrespect for personal property with great interest in intellectual endeavo;.

Professional Criminals (PC) and Cyber Terrorists (CT): most dangerous; They are professional criminals and ex-intelligence operatives who are guns for hire. They specialize in corporate espionage, are extremely well trained and have access to state of the art equipments;

Further, Rogers pointed out that not all Hackers are criminals. He has categorized them as follows: (Jeremy Quittner, Hacker Psych 101);

Old School Hackers: akin to the 1960s style computer programmers from Stanford MIT for whom it is an honor to be a hacker; interested in analyzing systems with no criminal intent; they believe the Internet was designed to be an open system;

Script Kiddies/ Cyber –Punks: wannabe hackers and crackers; use other Cracking programs carelessly with the intent to vandalize and corrupt systems; often caught red-handed because they brag their exploits online.

Professional Criminals: breaking into systems and selling information Is their livelihood; they get hire for espionage; often have ties with organized Criminal groups; not interested in disrupting systems but more on stealing intelligence data;

The list of motives is endless: boredom, illicit thrill, addiction, blackmail or low self esteem, and a desperate need for recognition from the hacker peer group, all cowardly performed under the protection of anonymity.

“Underlying the psyche of criminal hackers may be a deep sense of inferiority. The mastery of the computer technology or the shut down of a major site causing millions of dollars of damage is real power trip.” (J. Quittner, Hacker Psych 101, Hackers: Computer Outlaws)

Jarrold M. Post, a George Washington University Psychiatrist says: It’s (Hackers) a population that takes refuge in computers because of their problems sustaining real world relationships.”

The less information you share in the Internet the better. But as computer wizards, Hackers will always find ways to reconstruct your identity even with very little details in their possession.

However, there are varied ways by which you, a legitimate Internet user can be protected. Know the warning signs and get educated on how to thwart any attempt to victimize you. Don’t take the wired blows sitting down.

“Constant awareness and updating of knowledge is the best defense to any attack,” wrote Shayne Gregg, CA (NZ), CISA, CMC, in ‘A Response to Recent Cyber Attacks.’ (Information Systems Audit & Control Association InfoBytes)

I recommend The Complete Idiot’s Guide to: Protecting Yourself Online by Preston Gralla, Executive Editor, ZDNet. It is comprehensive, easy to understand, and a must for every Internet user’s library.

HACKERS, CYBERPUNKS, et al

Cyber Crime is not monopolized by hackers or crackers. The pedophile, thief or drug dealer in your community who hire computer experts to carry out their illegal activities online are as guilty and despicable.

Just like the criminals roaming out in the real world, Cyber felons are a bunch of psychologically imbalanced and misguided citizens who happen to have the dexterity to commit electronic transgressions or hire a computer expert to do the job and will never get enough despite their Cyber Glory and ‘conquests.’

Still the tendency to commit a crime lies hidden in wholesome images, while the unsuspecting is often caught by surprise. What you don’t see is sometimes what you get.

Hackers cannot be strictly stereotyped. Peter Shipley, Chief Security architect for the Big Five firm KPMG avers: “I know a lot of hackers, including one who spends an hour and a half in the gym everyday. He is built. I know of women who are knock-down gorgeous who are hackers.”

No Exceptions

Whenever high tech-crazed folks travel through your wires to make your computer system malfunction, steal your identity or get paid to give you trouble, it’s a sign that you do not take the needed precaution whenever you log in.

When I asked myself quietly back then “Why me?” I guess the reply would be “And why not?” As with most inventions, the Internet is being abused and mishandled. And as always, a helpless victim completes the drama.

Anyone can be a casualty at random regardless if one is honest, educated, high profile, residing at the far end of the globe or a Stay-at-Home- Mom working hard and peacefully from her abode.

Hackers won’t care how his/her prey will feel.

But I am still hoping that such an impressive brainwork will be put to good use by present day hackers, just how their predecessors intended Hacking to be used.

The mortgage Consultants at American Financing have the best programs for purchasing a home. Whether you’re a first time buyer or a seasoned veteran, we have the ideal program for you and your family. Take advantage of our many options…

  • $0 down payment programs
  • No-cost, no-obligation consultations and closings
  • Traveling mortgage Consultant —we'll come right to your door.
  • 80% 1st mortgage 20% 2nd mortgage with no mortgage insurance.
  • Salary-based mortgage Consultants  and NOT 100% commissioned based loan officers

 


        
Type of Loan
Loan Amount
First & Last Name Email Address
Phone Number

 


FREE OPTIONAL SOFTWARE


PHOTO RE-SIZER IT's NOW FREE!
With the all new Photo Re-Sizer software, you can easily re-size images and even specify the quality of that image. For instance, if you operate a website, you can lower image qualities so they will download faster. Don't take a chance on losing valuable customers because of slow loading graphics!

Download Size: 1meg

 


FORM WIZARD
A great tool that sets up a php file for creating quick and easy contact forms for your website with maximum function. Can either have 1 email
address or give them a choice - contact forms like this are a great way of avoiding spam - your email address isn't put into the html. Prefix the
email subject for easy sorting.

The Form Wizard is simple and easy for the beginner and it's FREE.

Download Size: 1meg

 


THUMB NAIL-IT IT's NOW FREE!
Thumb Nail It is a simple, easy to use program to make thumbnailing of entire folders fast and easy...

Also rename the images at the same time Add a prefix to the thumbnails for greating SE ranking

Download Size: 1meg


POPUP GENERATOR IT's FREE!
Simple To Use Software Makes Creating Popups So Easy, A Child Can Do It!

If You Ever Wanted To Use The Power of PopUps, This Software Is For You!

Download Size: 1meg

 


FAVICON CREATOR IT's NOW FREE!
With the new Favicon Creator software, you can instantly and easily create both favicon and program icon graphics. There's absolutely nothing to it! Choose your graphic and then the size of the icon you need (the software's default is set for favicons). After rendering your favicon, you simply copy in a line of code to your webpage and then upload the favicon and webpage to your server. That's it! Don't let the top websites have all the fun! Build YOUR favicon today!

Download Size: 1meg

 

 

 


BACKUP PRO NOW FREE!
Backup Pro Can back-up any amount of folders and files, that are anywhere on your system.

Backup Pro can copy the files to another location and zip them if you wish.

Download Size: 1meg

 


EXE Vault FREE!
The EXE Vault is a handy software program that lets you 'lock' exe files (including setup files) so they can't be opened. The Vault is very easy to use. Simply open the file, click the option and hit 'Do It'. Last 5 actions are shown in a easy to follow list at the bottom. Simple yet very efficient.

Download Size: 1meg

 

 


Read More - Click Here | Home | Refinancing | Home Purchase | Home Equity | Apply Online | FHA Home Loan
Loan Options
| Mortgage Calculators | About Us | Contact Us | Testimonials | Mortgage Terminology | Endorsements
Our Process | Our Products | FAQs | Helpful Tips | Mission Statement
| Reverse Mortgages
Property Values | Fixed Rate Home Loans | Refinance Your Home | Debt Consolidate
INFORMATIVE BUSINESS AND FINANCE TIPS | TRUE CREDIT REPAIR


American Financing Corporation will be paying her mortgage for 6 months!

Winner of our "Bailout" contest hosted by 850 KOA Radio. She is pictured here with Curtis Brannan, Senior Mortgage Consultant.

 

As a pioneering developer and the principal home builder in Strasburg, Pauls Homes® takes pride in the home we build for our customers. Providing homeowner satisfaction and a quality product, we handle all aspects of the home buying process, from design and interior selection to construction and warranty work. Pauls Homes® is dedicated to making sure your home buying experience is the best it can be.

( Read More - Click Here )

 


 

  NEW!! Credit Repair Software, IT'S FREE!!  

Credit Repair is an amazing Credit Repair Solution. It was designed to help your fix your credit report. Clean up those "questionable" items.

The Credit Repair provides you with detailed information, step by step solutions and includes three separate databases for TransUnion, Experian and Equifax.
( Read More ) or Download Now or FREE Credit Report

FHA Government Home Loans and Refinancing

FREE Software | FREE Scripts

Loan Credit Scores | Amortization Calculator | Monthly Housing Payment | Mortgage Loan Qualifying
Loan Deferment | Monthly Loan Payment | Loan Amortization | Estate Tax Calculator
Tax Deferred Calculator | Armey Tax Calculator | Mortgage Prepayment | How Much Mortgage
Balloon Mortgage Loan | Simple Savings Calculator | Millionaire Calculator | Rent Vs Buy
Income Required for Mortgage Calculator | ARM vs Fixed | Blended Rate Mortgage Calculator
Home Lease Calculator | Compound Interest | Mortgage Loan Cost | Mortgage Payment
Loan Prepayment | Bi-Weekly Mortgage | Home Down Payment | Down Payment Assistance
After Tax Interest Rate Calculator | Investment Mortgage | How Wealthy Are You Now | Retirement
Nominal vs. Effective Rates | Mortgage Point Calculator | 15 Vs 30
Mortgage Refinance Breakeven Calculator | Maximum Mortgage | APR Calculator
Land Transfer Tax | Mortgage | Home Down Payment Calculator

Denver Home Loans | Colorado Springs Home Loans | Aurora Home Loans | Aspen Home Loans
Boulder Home Loans | Conifer Home Loans | Estes Park Home Loans | Lakewood Home Loans
Vail Home Loans | Albuquerque Home Loans | Santa Fe Home Loans | Golden Home Loans
Evergreen Home Loans | Fort Collins Home Loans | Lafayette Home Loans | Castle Rock Home Loans
Loveland Home Loans | Longmont Home Loans | Brighton Home Loans | Fresno Home Loans
Stockton Home Loans | Bakersfield Home Loans |
Colorado | New Mexico
California | Oregon | Tennessee | Florida | Montana | Alaska
Additional Home Loans
| Most Popular Mortgage Keyword Phrases

EMPLOYMENT OPPORTUNITIES | BECOME A RECIPROCAL AFFILIATE

American Financing is a Mortgage Banker offering the best rates for a Home Purchase,
Refinance Mortgage Loan and Home Equity Loans. in the following states.

American Financing Driving Directions

American Financing
3151 South Vaughn Way, Suite 500, Aurora, CO 80014

Phone (303) 695-7000
Toll Free (866) 750-6551
Toll Free Fax (866) 225-6533


Hours of operation: Mountain Time
Monday - Thursday 7am to 7:30pm
| Friday 7am to 6pm | Saturday 9am to 5pm | Sunday 9am to 5pm

Copyrighted © 1999 - 2008 American Financing Corporation ® All Rights Reserved.