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Denver Auto and Trucks, Colorado, Denver Trucks and Autos

Before you make an offer you need to find a dealer with the car you want. You have three options in doing this.

Drive around all day and night searching for a dealer who has the car you want.
Spend countless hours online finding local dealers who have websites. And THEN spend more time digging through their websites to find your new car.
Fill out a request form online and have a dealer contact you if he or she has the car you are looking for. This option alone can save you hours of your valuable time.

So you know what you want, you know what it costs, and you where to find it, so how do you go about getting it? First and foremost is getting into a negotiating frame of mind. Always remember you can walk out at anytime and leave your offer on the table. Dealers want you to buy right then and there. They play on your impulses and try to rush you into a deal. Don't play their game; it's not the end of the world if you don't buy right then and there.

Before leaving the house: When you go to the dealer have all your research documents with you incase you have to review anything. It's always nice to have supporting information when you are trying to get the lowest price.

While at the dealer: Be calm and pleasant, treat the salesperson with respect. He is a working stiff just like you. You will get nowhere being arrogant because you know the true invoice pricing or other details about the dealers pricing.

Making the offer: Explain to the salesman that you have researched the dealer's invoice price and any incentives they get from selling the car and you have calculated the price you are willing to pay. How much over invoice should you offer? 4% - 6% has been a good number. I would offer 4% over invoice if you trust the dealerships service department and plan on getting your car serviced there. Why offer them less if you like their service? Well they will end up making more money on your in the end by servicing your car. Make sure you mention this to the salesman; it's a good bargaining chip.

What next? Wait......... if they do not take the deal, politely leave your name and phone number and go home. Better yet go to another dealer and see if they are willing to take your offer. Remember you can always go back and they can always call you when they realize you will not be buying on impulse and really mean business. You have spent hours researching, why throw that away buy getting nervous and signing a deal you do not feel is fair.

The mortgage Consultants at American Financing have the best programs for purchasing a home. Whether you’re a first time buyer or a seasoned veteran, we have the ideal program for you and your family. Take advantage of our many options…

$0 down payment programs
No-cost, no-obligation consultations and closings
Traveling mortgage Consultant —we'll come right to your door.
80% 1st mortgage 20% 2nd mortgage with no mortgage insurance.
Salary-based mortgage Consultants and NOT 100% commissioned based loan officers

Type of Loan
Loan Amount
First & Last Name	Email Address
Phone Number

FREE OPTIONAL SOFTWARE

PHOTO RE-SIZER IT's NOW FREE!
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FORM WIZARD
A great tool that sets up a php file for creating quick and easy contact forms for your website with maximum function. Can either have 1 email
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Download Size: 1meg

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The EXE Vault is a handy software program that lets you 'lock' exe files (including setup files) so they can't be opened. The Vault is very easy to use. Simply open the file, click the option and hit 'Do It'. Last 5 actions are shown in a easy to follow list at the bottom. Simple yet very efficient.

Download Size: 1meg

American Financing Corporation will be paying her mortgage for 6 months!

Winner of our "Bailout" contest hosted by 850 KOA Radio. She is pictured here with Curtis Brannan, Senior Mortgage Consultant.

As a pioneering developer and the principal home builder in Strasburg, Pauls Homes® takes pride in the home we build for our customers. Providing homeowner satisfaction and a quality product, we handle all aspects of the home buying process, from design and interior selection to construction and warranty work. Pauls Homes® is dedicated to making sure your home buying experience is the best it can be.

( Read More - Click Here )

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Credit Repair is an amazing Credit Repair Solution. It was designed to help your fix your credit report. Clean up those "questionable" items. The Credit Repair provides you with detailed information, step by step solutions and includes three separate databases for TransUnion, Experian and Equifax. ( Read More ) or Download Now or FREE Credit Report

FHA Government Home Loans and Refinancing

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EMPLOYMENT OPPORTUNITIES | BECOME A RECIPROCAL AFFILIATE

American Financing is a Mortgage Banker offering the best rates for a Home Purchase,
Refinance Mortgage Loan and Home Equity Loans. in the following states.

American Financing
3151 South Vaughn Way, Suite 500, Aurora, CO 80014

Phone (303) 695-7000
Toll Free (866) 750-6551
Toll Free Fax (866) 225-6533

Hours of operation: Mountain Time
Monday - Thursday 7am to 7:30pm | Friday 7am to 6pm | Saturday 9am to 5pm | Sunday 9am to 5pm